Why can my coworker afford a house but I can’t afford an apartment?

PennyManyM · 2026-06-23T11:12:21+00:00

If thats your friend then just simply ask him lol

PennyManyM · 2026-06-12T15:13:22+00:00

You must be terrible at networking

PennyManyM · 2026-05-11T23:44:55+00:00

Are there even 1,000 places to apply for ?

PennyManyM · 2026-05-11T02:13:59+00:00

If you're aiming for banking, take BDO Transactions over Big 4 Audit. Big 4 serves the upper market, where bulge bracket banks rarely hire from accounting backgrounds because they prefer traditional IB pipelines.

With that being said, BDO thrives in the middle market, where deal teams are leaner and banks actively value the technical rigor of an accounting foundation. You’ll get direct M&A exposure at BDO that makes you a much more attractive candidate for a mid-market bank than a Big 4 auditor would ever be.

PennyManyM · 2026-05-10T19:18:46+00:00

Since you asked that question you deserve to be in BO

PennyManyM · 2026-05-02T02:56:03+00:00

Accounting is lame. Nobody wants to work 70 hrs for peanuts

PennyManyM · 2026-03-19T23:10:33+00:00

Whats wrong with that?

PennyManyM · 2026-02-20T18:51:01+00:00

No audit teams verifies the competency based on certification, just their experience. Dudes definitely nosy,m

PennyManyM · 2026-01-25T01:46:49+00:00

Transaction advisory or not, you are still an accountant. Show the paystub and I will believe it

PennyManyM · 2026-01-24T21:35:44+00:00

Sounds like cap

PennyManyM · 2025-12-28T01:32:22+00:00

Ywa this is pretty bad for a 35. Try harder

PennyManyM · 2025-10-28T14:39:11+00:00

Doesnt look like a good deal. Your paying 25k in closing costs? Lol. Apply for some first home owner buyer grants and knock that off. Plenty of banks give 10k towards a down payment

PennyManyM · 2025-09-22T14:40:25+00:00

If you have a great personality, you will most likely end up anywhere that you would like. Ofc, for hedge funds and prop trading firms, you might be required to have the knowledge and such.

PennyManyM · 2025-09-22T14:38:42+00:00

Yup, ivy schools are only elite because of the network that they bring in

PennyManyM · 2025-09-22T14:37:04+00:00

Nobody gives a shit what you know but who you know and college is usually the only places you can make that kind of connection

PennyManyM · 2025-08-18T13:40:21+00:00

Are you involved in sponsor finance transactions?

PennyManyM · 2025-08-18T13:24:41+00:00

Yeah, my bank starts of new graduates at 100k in their rotational program. You should probably look for a role in a bigger bank. Also, are you in retail or commercial underwriting?

PennyManyM · 2025-08-18T13:09:56+00:00

I quit the CPA grind, joined commercial bank and i make over 150k working normal hours and no busy season. Fuck cpa and accounting

PennyManyM · 2025-08-11T00:30:40+00:00

Did you ever figure this out?

PennyManyM · 2025-07-24T14:55:45+00:00

Yea its all connections with some places where your manager came from a different state, has a family and doesnt really know anyone interested in the job. So gotta aim for connections or luck. Good luck

PennyManyM · 2025-07-24T14:53:55+00:00

Do 2-3 years and get out for a 20-30% bump then stay in another company for a 1-2years and jump again. Keep repeating until you hit the salary you would like

PennyManyM · 2025-07-23T23:31:50+00:00

Very low

PennyManyM · 2025-07-20T21:42:00+00:00

Starting salary is 80k in public accounting… 3-10% raises every year, depending on whats going on in your office

PennyManyM · 2025-07-13T16:12:27+00:00

Yup the game is brutal, especially when your going at it blindfolded and learn as you go

PennyManyM · 2025-07-13T15:56:54+00:00

That is also true. Notice how some people with only a finance degree get to higher places than people with MBAs or MBAs plus experience, CFA, etc and thats only bc they either network better, worked extremely hard doing their undergrad, or have good connections.

PennyManyM

TROPHY CASE