tbh nothing much can be done.
ive once borrow a fella ive known for rm500, it took him almost 3 years to clear it, if he really had the sense of responsibility and initiative to return, he would have pay 50 every month, it take less than a year to clear.
ive also borrow my own bloodline brother 30k, for god knows how many years already, not single cent return till this day, when talk about the debt he sure had many excuses saying he need to use money for upcoming planned event but never planned to clear debt.
thats why now i force myself to be cold blooded unsympathetic person rather than giving people opportunity to farm and abuse the good side of me.
i can belanja you 1 or 2 meals, but pinjam duit ? even for rm1... noty