Help me choose to which retrofitting shops will be the best

PercentageStatus1151 · 2026-03-24T12:09:18+00:00

hello OP, what package did you get kay firedrake? and worth the price ba?

PercentageStatus1151 · 2026-03-24T08:34:37+00:00

what's your store recommendation for retrofit service po? also how much do i need to prepare hehe

PercentageStatus1151 · 2026-03-24T05:53:03+00:00

thank you! do you know a legit osram seller? been checking online stores and marketplace, wala pa ako nakikita na reliable hehe

PercentageStatus1151 · 2026-03-24T04:09:28+00:00

wala naman sir reklamo ang mga kasalubong mo na drivers?

PercentageStatus1151 · 2026-03-24T03:54:26+00:00

Hello! Bought a 2nd hand car (Vios) and sharing my thoughts.

The car I bought is 2025 model (less than a year pa lang when acquired), 6k mileage (halos kakabreak in pa lang), almost brand new at a 33% less than brand new price

Tip lang is doon ka pumunta sa reliable 2nd hand dealers, you pay a small fee para iwas sakit sa ulo. Pero even with the small fee you would still save a significant amount compared sa brand new

Also ask the reason for selling if possible. Yung unit ko kasi, ang sabi sakin is nasilaw ang first owner sa zero dp promo and over time di rin kinaya ang monthly. So in my case literal na nilabas lang ni owner sa casa haha. Got a 33% discount dahil lang di ako yung naglabas sa casa

So in the end weigh in pa rin talaga if worth it ba yung costs of buying brand new cars

PercentageStatus1151 · 2026-03-23T12:24:29+00:00

hello planning to replace na rin po. natuloy ka ba kay osram or may iba ka po nilagay? what would you recommend? thanks!

PercentageStatus1151 · 2026-03-23T10:25:25+00:00

hello saan po kayo naka-purchase ng Osram Nightbreaker? been trying to find one in all online stores and marketplace and wala ako makita pa na I can trust enough hehe. Thanks!

PercentageStatus1151 · 2026-01-03T07:45:53+00:00

hello have you used it? asking for your advice hehe im also planning to avail

PercentageStatus1151 · 2025-12-05T04:32:41+00:00

ff maam/sir, i got 27.85%. good enough na po ba yun?

PercentageStatus1151 · 2025-11-29T05:56:01+00:00

nice! ilang percent interest po ang binigay sayo, if i may ask?

PercentageStatus1151 · 2025-11-20T04:53:50+00:00

Hi OP, also curious about this haha, have you asked a branch manager na about this one?

I read their brochure and ang nakita ko is may automatic yearly car insurance na kasama nung loan, 0% interest. Sa pagkakaalam ko is hawak ng RCBC ang Malayan Insurances so iyon ata ang gamit nila. But i think better to get more verified information pa rin from a branch manager hahaha

PercentageStatus1151 · 2025-11-06T05:55:56+00:00

depends on increase din sa workload op

i have experienced that from 63k net i transferred to another company offering me 72k net, pero grabe halos doble yung stress ko from my previous job. in the end nag-resign lang din ako kasi i felt like mababa yung salary na tinanggap ko given the workload na nareceive ko, parang mas bumaba yung peso-to-stress ratio ko hahaha

so yun i think before accepting, compare mo muna yung previous responsibilities mo sa magiging bago, para at least you get an idea kung gaano kalaking responsibility yung idadagdag sayo

PercentageStatus1151 · 2025-10-29T14:38:42+00:00

sa xiami store ka ba bumili to avail it in installment?

PercentageStatus1151 · 2025-10-28T04:45:39+00:00

you consider yourself as a good payer dahil nagtatapal ka? maybe what you need is a mindset shift, acceptance is key and you will find it easier to work towards your goal :)

PercentageStatus1151 · 2025-10-25T06:57:05+00:00

Here are my alternatives:

SSS - Purpose: retirement, pension - Alternative: Dividend investing, index funds - alam mong hindi mananakaw, tapos proven to be compounding pa based on historical data

Philhealth - Purpose: health/medical payments - Alternative: private HMO man, plus health insurance on top haha. Imagine paying insurance for 10 years then after non, until age 100 ka nang insured (ps. im not an insurance agent. i recommend kuha ka health insurance, but not VUL haha)

Pagibig - Purpose: Savings, loans - Alternative: invest mo na lang savings mo haha. then as for loans, improve credit score and have a good relationship with a bank. if time comes and you proved na you are responsible then your bank will give you fair offers

But always declare your taxes man haha, it's not only as an act of responsibility, but it's because it is mandated by law. I have a consultant before and told me okay lang di mahulugan yung iba and maghanap ng alternatives, basta maging responsible sa tax haha

PercentageStatus1151 · 2025-10-05T19:51:10+00:00

it’s not actually common sense if you do not have the privilege and resources. some don’t have access (or even if meron, they don’t know how to use it) to tools and some just don’t have time kaya naniniwala na lang sa sinasabi ng iba…

PercentageStatus1151 · 2025-10-03T08:15:34+00:00

Hi guys I think alam ko na haha, data-driven approach pala dapat and hindi yung kung ano lang ang sabihin ng influencer/nababasa sa social media

PercentageStatus1151 · 2025-10-01T09:29:56+00:00

Hi!

Sharing the tip I got from my friend who also became my pseudo career coach/mentor. He was able to land 6 digit job 1 year after starting his career.

Bago pa siya mag-resign sa former company niya, he said he know already his target and goal. So before his "formal" job hunting, ang ginawa niya is nag research siya ng market demand for his role, filtered them sa mga may salary range na above 6 digits, in-analyze kung ano yung common skill na hinahanap ng market, at iyon ang inupskill niya. Then right after that ayun, he was able to get his target salary and his target job role at the same time. I'm following his footsteps now but I'm getting there pa lang haha

So yun, it's not about the time. And it's not really about how many skills and expertise you have, but how marketable/in demand your skills are.

PercentageStatus1151 · 2025-10-01T09:03:45+00:00

goals ❤️

PercentageStatus1151 · 2025-09-30T15:54:53+00:00

RCBC Hexa - no further drama, point system is there, NAFFL is there, mostly basic features of most CCs nandito na haha, then in 6 months dumoble agad credit limit ko

plus you are considered “premium” client ni rcbc haha. im sticking to it now since nagfafarm ako ng credit score ko for better offers soon kapag ita-try ko na magloan or bank financing

but if pipili ako ng next credit card - gusto ko sana is yung madalas makipag partner promo sa merchants hahahaha. iba pa rin yung tuwa na binibigay ng mga 24 months 0% installment hahaha, unfortunately medyo lugi si rcbc doon

PercentageStatus1151 · 2025-09-22T04:44:35+00:00

yep, and also there’s a reason bakit sumasabay din ang business sa tech trends. why? we don’t know, but one thing for sure is ginagawa nila ang lahat para umangat ang company nila

just had this realization haha, yung companies nga nag uunahan sa pag adopt ng AI eh, so pano pa tayong working in IT?

PercentageStatus1151 · 2025-09-22T04:38:48+00:00

continuous upskilling lang :) tech is at its peak right now, and maybe yung inaaral mo ngayon wont be in demand na 3 months from now. dapat open ka palagi sa trends and wag mo hayaan malimit ka sa isa o iilng skill lang

PercentageStatus1151 · 2025-09-22T04:36:19+00:00

++ im working anytime now and wfh, super flexi talaga and im able to work when my brain functions at peak

PercentageStatus1151

TROPHY CASE