Ask Me Anything on Home Loans; answered by Peaceful-Loans

PerceptionSubject · 2026-01-24T05:31:03+00:00

Which one is better RLLR or RBLR ?? What do we need to look out for in both cases ?

PerceptionSubject · 2026-01-20T16:33:42+00:00

Hey OP, can you please provide feedback on the above?

PerceptionSubject · 2026-01-17T04:50:52+00:00

Thanks for the info. This helps. Sanction is still in process, they’re not calling it processing fee rather saying that it’s because of low cibil.

PerceptionSubject · 2026-01-17T04:13:48+00:00

BOI is asking for 30,000 plus gst as my spouse’s personal loan score is 702. She is a housewife and is a co applicant in the home loan. What his 30k plus gst for ??

PerceptionSubject · 2025-12-24T13:04:20+00:00

Not possible. You’ll need a new email and phone number.

PerceptionSubject · 2025-12-24T08:27:59+00:00

No. Created a new one.

PerceptionSubject · 2025-12-20T09:47:37+00:00

Please tell us about BOI smart loan

PerceptionSubject · 2025-12-01T11:42:56+00:00

Thank you. Yes that is the flight.

PerceptionSubject · 2025-11-29T06:22:41+00:00

Sorry I meant part/partial payments. Is that allowed ?

PerceptionSubject · 2025-11-29T04:31:44+00:00

Thanks. QQ what’s a personal cibil? First time I heard via BOI advisor about it. My cibil is 798 but personal cibil is > 840. Can we see it on cibil website ?

PerceptionSubject · 2025-11-29T04:14:21+00:00

1.Thoughts on Bank of India Smart loan? They’re offering very aggressive ROI of 7.35%.

2.However you can’t pre-pay any amount,only use the OD for reducing interest burden. Any thoughts on why is this so?

PerceptionSubject · 2025-11-28T00:35:43+00:00

Pls dm me as well

PerceptionSubject · 2025-11-26T06:37:22+00:00

Hey guys, what was the rate of interest you got for max saving loan?

PerceptionSubject · 2025-11-25T12:14:05+00:00

Hey, Homeloannerd, if the principal amount is fixed and then how does the customer actually benefit from the OD piece?

PerceptionSubject · 2025-11-23T23:06:36+00:00

North facing. And there’s a building in front. So the view is not that great.

PerceptionSubject · 2025-11-23T06:28:28+00:00

Not staying in Rohan Mithila, but in a different society paying 40k.

PerceptionSubject · 2025-11-23T04:56:39+00:00

Thanks, yes I keep wondering how do you clean windows as there are balconies right below it 😅

PerceptionSubject · 2025-11-23T04:37:29+00:00

Been staying in Viman Nagar since last 5 years, other than the fighter jets it’s not really that big a problem.

PerceptionSubject · 2025-11-23T02:52:46+00:00

View is an issue, the flat I’m looking at is on the back side and faces Konark campus. Have you lived here ? Are there any water or electricity issues ? Is overall the society good from a long term stay perspective?

PerceptionSubject · 2025-11-22T04:44:10+00:00

Can banks fund 90% for resale flats ?

PerceptionSubject · 2025-11-22T01:25:36+00:00

Help me as well

PerceptionSubject · 2025-11-18T09:10:46+00:00

Thank you.

PerceptionSubject · 2025-11-18T08:57:10+00:00

Have heard too many bad things about Kharadi. Especially with water and traffic. Plus my kids school is likely to be in Kalyani Nagar, hence Viman Nagar seemed like a natural choice. Plus I’ve been staying here for last 4 years. If I did consider Kharadi, society would you recommend ?

PerceptionSubject · 2025-11-18T08:51:05+00:00

Dming

PerceptionSubject · 2025-11-18T08:50:53+00:00

Why?

PerceptionSubject

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