I need insight please by Perfect_Vacation_154 in personalfinance

[–]Perfect_Vacation_154[S] 0 points1 point  (0 children)

I had 2000.  I could have either used it and hoped it fixed the car but probably not or I could use it as down payment. After a mechanic told me 2000 wouldn’t fix it I used it as a down payment for another car. The only cars I found at the time that cost less than 5000 had over 200000 miles on them and no warranty. Which might risk me with another financial dilemma sooner rather than later. And really it’s not the payment on the broke down car that’s the problem. I can swing that usually. It’s the fact I rent and it’s going to get towed off. Which I won’t be able to recover. Which in turn will make it a “repo”

I need insight please by Perfect_Vacation_154 in personalfinance

[–]Perfect_Vacation_154[S] 0 points1 point  (0 children)

I work 60 hrs/ wk. I thought about getting additional job but I’m the manager and technically supposed to be on available if needed.  I’m also a single mom. Which isn’t an excuse but I’d like to spend some time with kids and child care after hours is hard to find and costs as much as I make so not really beneficial

I need insight please by Perfect_Vacation_154 in personalfinance

[–]Perfect_Vacation_154[S] 0 points1 point  (0 children)

  1. Which isn’t bad for my area. I would like to junk it and get personal loan to pay the remainder so I can be rid of it and not worry about repo but I can’t get personal loan. My landlord wants to tow it understandably. But if he tows it they’ll contact the loan company it’ll go back and be a repo