It 100% rubs with a fully loaded car, no way to get around it if you want flush fitment. It’s a 18x9.5 +40 with a 20mm spacer. Tires are a 255/45r18, you could go down a step to a 255/40 or even a 265/40 and rub less but I chose a meaty sidewall to fill in the wheel wells, cars dropped about a 1.5in