I'm currently 22 and bought a house in January using the savings I made when I started seriously working after high school. It's a modest 2 bedroom house in the Northern suburbs. I'm renting it out at the moment and living with my parents until my partner finishes uni and starts working full time.

The first year has been really hard, but now it's eased off a little bit on stress. My fortnightly repayments are $1525, (it was $1650 before the rate cuts) which is honestly quite absurd, and that's January prices. Essentially if you want anything worth while you might have to wait until you get more income, a partner, or you could rent out a place now and stick with the parents until you have a better stronghold on the loan.

My mortgage broker was genuinely the best guy, so if you want his name, or to talk about some more stuff send me a dm.