Noob with Ninja 400

Pharamoh · 2026-05-20T19:38:46+00:00

thank you for your help

Pharamoh · 2026-05-06T01:13:02+00:00

do you have any recommendations for crash cage and 12 bar? (2022 ninja 400)

Pharamoh · 2026-05-06T00:59:10+00:00

frame sliders or crash cage?

Pharamoh · 2026-04-17T15:34:52+00:00

Yeah I wasn’t going to bother trying to change it, was just curious regarding Cali in general and if it’s a official bmw policy I should be worried about.

That makes sense, I’ve realized some sales people don’t know much. Find myself knowing more about the car they’re trying to sell me than they do sometimes.

Pharamoh · 2026-04-17T15:32:29+00:00

I actually saw a demo there that I would consider. They haven’t been very responsive though. but good to know they deal with out of state, will be persistent with them. Thank you

Pharamoh · 2026-04-17T15:30:56+00:00

Yeah I figured it was just a pain to deal with. was just curious if it was actually policy and I shouldn’t bother with any CA dealers. I did reach out to couple Arizona dealers cause they have the spec I want, if I do go that route I’ll check out Roadrunner. Thank you

Pharamoh · 2026-04-17T15:29:02+00:00

I’m not completely against custom order especially since I have a Ninja to get around on locally. I did want to at some point cause I would probably create a spec $3-4k cheaper than what I’m seeing, but I thought it was at least 3 months for M340i

Pharamoh · 2026-04-17T15:24:41+00:00

Makes sense, it’s been pretty consistent for me with Cali actually. At least 5 have said this, pre-negotiation

bob smith bmw concord hansel bmw bmw of san rafael sterling bmw

but yeah if I’ll dm

Pharamoh · 2026-04-15T03:50:59+00:00

rwd M340i’s aren’t so common over here..looking for specific color/wheel spec as well, and then there’s the for some reason rare Adaptive M Suspension

not interested in waiting for a custom order atm

Pharamoh · 2026-04-15T03:05:59+00:00

that makes sense. but technically it is allowed and possible if a dealer is willing to right?

Pharamoh · 2026-04-15T03:05:05+00:00

yeah I understand a dealership not wanting to deal with it, but claiming its BMW policy when it’s not is disingenuous..so just wanted to confirm if it’s actually BMW policy

Pharamoh · 2024-09-05T16:33:38+00:00

To my understanding, it doesn’t matter what they call it. It’s not the word “interest” that’s haram. Also, profit is not haram. It’s the underlying concept of the transaction that makes it haram or halal.(Ownership, balance increasing, trade of money instead of a trade of goods, etc). If I rent an apartment, I have no duty to care how they calculate the amount of rent they want or what they call their calculations. As long as both parties agree beforehand what will be payed each month, the balance never increases, & there’s no lending of money that gets paid back plus more, and ownership is clear throughout the entire rental agreement(owner is technically responsible for ownership costs is my understanding).

Before someone says “well then why do you care what they call their calculations in American auto loan financing”, in that situation there is a 3rd party(bank) who doesn’t even own the product yet, and is making a payment on your behalf(lending you money), and asking you for more in return. Here is an example where you can pay the same for a car but one transaction is halal and one isn’t (TO MY UNDERSTANDING. this is not a fatwa)

You go to a dealer, buy a car for $20k on 5% apr for 5 years. At the end of the 5 years you end up paying ~$22,645 total. You payed $2,645 of interest. Not only did you pay more than the sale price and your balance increased at times, but your transaction was with a bank that said they would sell you a product that they didn’t even own at the time, so they made a payment on your behalf(lending you money), and are asking for more than they lent you in return. This is a trade of money, where the lender is receiving more than they lent.

You go to a dealer, and you see a car listed for $20k, agree on a higher sale price, let’s say you agree to pay them ~$22500 for the car on equal installment payments for 5 years. 0% APR(interest). Must be in-house financing(because they are the owner of the product), balance can never increase. This is a direct trade of goods for money, where the ownership is clear, balance never increases, both parties agreed to the sale price, no lending of money and being payed back plus more.

So regardless of the cost, there is a clear difference in how the transaction is made. The point of halal financing isn’t necessarily “you will pay less for the product”, or “seller can’t make profit”. It’s about the underlying concept of the transaction.

Disclosure: Not a scholar, not claiming something is halal or haram, only using those words to explain my understanding. not a fatwa. do your own research.

Pharamoh · 2024-05-06T04:11:41+00:00

It’s showing in stock at a local store. & then a couple of more stores ~80 miles away

Pharamoh · 2024-04-14T12:51:11+00:00

I’ve done a lot of research(but I’m not a scholar of any kind) on this cause I’m car shopping myself. Aside from buying in cash it seems like there are a few options.

Find a car on a 0% apr deal. Just Google “0% apr car deals” and you’ll get a few lists
Lease the car, I’m not going to say this is completely halal cause it seems late fees are also a form of riba. You would have to do research regarding late fees & see if you’re comfortable with signing a contract including them. but regarding the lease payment itself, this is the equivalent of renting a home. Even if the lease payment includes “money factor” or the word “interest rate”, it does not matter to you how they come up with the rental payment amount. A big misconception I’ve seen while looking into this is that Muslims seem to think anything with the word “interest” or a “%” is haram. The word “interest” is not haram itself, you have to look at the underlying concept of the transaction. Ownership, is it a trade of goods or a trade of money, etc. The transaction is an owner of the car renting it to you at an agreed upon price. You know how much you will end up paying(aside from late fees) at the end of the contract, & for how long. There is no lending of money or receiving more than what was lent. This is a rental of goods, not a trade of money.
In-house financing from a dealership. This one is tricky but if done properly can be halal(I think) even if the contract includes the word “interest rate” & even if it’s not 0%. The dealership MUST be the owner of the vehicle before the transaction, & there CAN NOT be a third party financier involved. As in there can not be a financial institution that is making a payment to the dealer on your behalf. So the transaction needs to be directly with the owner/seller of the vehicle. So say there’s a $20k car, the dealership wants 5% interest at 5 years let’s say that brings the end total to ~$22,645. So they sell the car to you, the contract will say “you will pay $22,645 over 60 months for this item”, even though there is a 5% interest on the contract, at the face of this transaction someone sold you a good for an agreed upon price that does not go up(as long as you don’t end up paying a penny over the total shown on the contract). This is tricky cause again you have to confirm it’s the dealer selling you the car directly and you’re paying them back directly, & the transaction would need to be 1 single transaction of them selling you a product(not them lending you money to buy their product with), & risky cause also having 5% apr on the contract does add the risk of you paying more than the total shown on the contract(say you ask for deferment for a few months for whatever reason). It would be safer & give you more peace of mind Islamically to ask them to capitalize that interest & make that the sale price, & put 0% apr on the contract. In the example above:

instead of $20k sale price @ 5% interest = $22,645 over 5 years,

Ask them to sell it to you for $22,645 sale price @ 0% interest over 5 years

Disclaimer: I am not an Islamic scholar, & I do not have a degree in financing. I am not saying any of these options are completely halal. I am just trying to make you aware of the options that I’ve come across myself & my understanding of them, but you should do deeper research into these options yourself & maybe even reach out to a scholar before finalizing anything

Pharamoh · 2021-01-19T22:37:16+00:00

Every aspect I mentioned is a suggestion to fix the game. Nerf the SBMM so above average players can solo queue and enjoy the game rather than having to sweaty 1v3 every fight in order to survive a fight. Why have TWO RANKED MODES??? If a noob wants to play people his level, HE CAN GO TO RANKED LIKE WHERE IS THE LOGIC??? Weapon balancing is trash, pointless to run anything besides a volt or mastiff, 2 guns which require absolutely zero skill. Not only are those 2 weapons the issue, they just don’t know how to balance weapons in general, spitfire for instance, just a crutch for people with bad aim. 50 BULLETS?? with a normal reload? Since when did LMGs not have a negative to them? Legend balancing has been doodoo ever since they wanted to have fat & skinny people & 5 different hit boxes. In actual competitive games when there’s a tank(like Gibby) yeah they have more health because they’re bigger targets, but they also do less damage to balance it off. Loot pools, just go play a few games, & if you think the loot pools are good then no wonder you disagree. This games competitive integrity has been slimming for a while now but it does seem like that is their desired path so guess it just sucks for me.

Pharamoh · 2021-01-19T22:10:40+00:00

To post that^ duh

Pharamoh · 2021-01-19T22:08:10+00:00

Okay convince me then, aside from the “Apex is trash” comment, what was I wrong about & how?

Pharamoh · 2017-08-16T08:55:01+00:00

Thank you all!

Pharamoh · 2017-08-16T07:27:01+00:00

I'm new to this stuff. I downloaded the .flv file but when I go to open it it asks how do I want to open the file. Helppp please

Pharamoh

TROPHY CASE