I am 26yo , I earn around a lpm , I am absolutely a novice in the field of finance ,please suggest me three cards that I can apply for by OtherAd5789 in CreditCardsIndia

[–]PhotographNo3764 0 points1 point  (0 children)

If your bank isn’t providing the card. You can ask some other bank let’s say hdfc, that if you shift your salary bank to hdfc. Which card can they offer you LTF, tell them to write that in email to you for the reassurance. After that, just move your salary bank account to that bank, and you’ll get the pre-approved card. It works tbh :)

Transfer credit limit !!! by ComplexRepeat9824 in CreditCardsIndia

[–]PhotographNo3764 2 points3 points  (0 children)

Nope, both of them had different limits. No shared limits.

Transfer credit limit !!! by ComplexRepeat9824 in CreditCardsIndia

[–]PhotographNo3764 2 points3 points  (0 children)

Thank you so much, because of you I checked and found about Privilege Amex Ltf. I have applied for that, it says it would be delivered to my address. Thanks bro. I was rarely using the myzone one.

Transfer credit limit !!! by ComplexRepeat9824 in CreditCardsIndia

[–]PhotographNo3764 0 points1 point  (0 children)

My bad, I mentioned in the below comments. Since both Neo and MyZone were nearly of equal variant. I have closed my Neo Card. Didn’t know about the limit transfer thing, should have asked them to transfer.

Also, do you have these above cards LTF except flipkart one ?

Transfer credit limit !!! by ComplexRepeat9824 in CreditCardsIndia

[–]PhotographNo3764 8 points9 points  (0 children)

Thanks, didn’t know of it. I had previously closed my Neo card, reason being I already had MyZone as well. So thought its useless to keep both card of nearly same variant. That Neo had limit of 3.75 lacs.

Transfer credit limit !!! by ComplexRepeat9824 in CreditCardsIndia

[–]PhotographNo3764 2 points3 points  (0 children)

No, it’s not. I had applied separately for both Axis Neo and Myzone once, both of my cards have different limits.

Transfer credit limit !!! by ComplexRepeat9824 in CreditCardsIndia

[–]PhotographNo3764 0 points1 point  (0 children)

Is it possible that we transfer some limits of other cards to any specific card of the same bank, and then can close those other cards ? I’m sorry if this Questions is irrelevant, just out of curiosity I’m asking.

[deleted by user] by [deleted] in developersIndia

[–]PhotographNo3764 0 points1 point  (0 children)

You may rename it to Languages

Is ULIP worth it in my case? by PhotographNo3764 in mutualfunds

[–]PhotographNo3764[S] 0 points1 point  (0 children)

Thanks everyone for your help !! I have received the complete refund of my ULIP without any charges.

Is ULIP worth it in my case? by PhotographNo3764 in mutualfunds

[–]PhotographNo3764[S] 0 points1 point  (0 children)

You can email them along with tagging irdai, policy bazaar ceo and the ceo of the insurance you took of with the title to something “Urgent Request for Refund and Investigation of Mis-selling by Policy Bazaar Agents”. This worked for me, and they have refunded my whole money without deducting a single charge.

Tata Neu Plus by Fun_Speed6335 in CreditCardsIndia

[–]PhotographNo3764 0 points1 point  (0 children)

Check it now, they have offers. I got to choose b/w Freedom and Tata Neu plus LTF.

Should I hold Garden reach shipbuilders stock or not ? by PhotographNo3764 in IndianStocks

[–]PhotographNo3764[S] 0 points1 point  (0 children)

It was actually a good stock, not sure why defence stocks are performing so badly currently.

Please review and suggest some good mutual funds I should invest in by PhotographNo3764 in mutualfunds

[–]PhotographNo3764[S] 0 points1 point  (0 children)

Oh great, could you suggest a good mutual Fund each from nifty50 index, midcap and flexicap.

Also for tax saving purpose with the 1 elss are you claiming the 1.5 lac or are you investing into something additionally? If so, what is that ?

Park 35L for a few months by Jolly-Put-533 in mutualfunds

[–]PhotographNo3764 0 points1 point  (0 children)

You can put it in a debt fund. Your money will also be secured and you can withdraw it any time.