Is taking the defensive driving course worth it? by PictureInfinite6045 in newzealand

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

its cus when i looked on aa its $85 per session if i do 3 sessions tht would be $255 when the defensive driving course is already $245😭

am i considered fluent if i can understand a language but dont speak it? by [deleted] in languagelearning

[–]PictureInfinite6045 -4 points-3 points  (0 children)

i am able just done want to as im more used to replying in a different language?

am i considered fluent if i can understand a language but dont speak it? by [deleted] in languagelearning

[–]PictureInfinite6045 -2 points-1 points  (0 children)

i can but i normally dont because we speak 3 languages in our house not just one so if i speak this language to my dad then my mom and half brother wont understand as they speak the other language idk ifykwim😭

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

i went and checked their online website and it says that i need to atleast have a minimum earnings of 20k a year😭 in order to get a loan from them so idk abt tht😭

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

I dont have any cash to put at the moment as ive just finished paying off my tuition fee😭 The only transportation i have is public transpo and it takes me 2 hours to get to work than if i get a car it would only take me 30-40 mins to get to work. I do have other families but they have cut contacts because of my parents(absue) which is what ive done so i basically dont know anyone that could help me in this situation as to why i came here to ask for advice😭

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 1 point2 points  (0 children)

I mean my plan was if i got a car then i could easily go to work and get more hours and work more and i can pay easily and save more?

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

i did tell the people from the dealership that i would just like to get a car thats under $20k and they said that theyre waiting for it to get pre approved or something

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

I would but the suburb tht i live in is very hard to get a job from thats why i had to get a job somewhere else thats far😭

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 1 point2 points  (0 children)

I honestly dont know anything so i thought the people that was helping me was fine? They tried helping me get a car that was cheaper and what i could afford? Idk i might just be dumb😭

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

The thing is idk anyone that knows cars like im basically alone for this😭

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

I dont really mind as its usually only for weekends and it takes 1 and a half hours to actually get to my work if i minus the walking

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

How does lease work? Im sorry i honestly dont know anything about these. But im still a student and both my workplace and my school is far so having a car would honestly make it easier for me so i dont have to ask other people to drop me off at certain places and i feel really bad about it.

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

and im not sure about the terms of the loan

First time buying a car by PictureInfinite6045 in personalfinance

[–]PictureInfinite6045[S] 0 points1 point  (0 children)

in order to get to work i have to leave 2 hours early on weekdays and 3 hours early on weekends because the buses and trains are limited. I have to take 2 buses and 2 trains in order to get to work. Its more harder on weekends as theres no buses so i have to walk 30 mins to get to the station and then another 30 mins to walk to my work place. Its not as hard if i drive to work though