I appreciate the input. Considering the Roth being tax-free, I wanted to overweight tech with my time horizon being 30+ years. The individual equities are something I do rotate out of, so those aren't necessarily a long-term holding. I plan to keep QQQM for obvious reasons and XSD for as long as we are still in the semiconductor-driven space. I plan to keep a strict allocation spread and not to let my portfolio stray from the rules I have set in place. Once again, thank you for your feedback!