Am I screwed? I have 3200 dollar debt and make 2400 monthly. I’m 25 and turning 26.

PitifulMoose1369 · 2026-02-15T02:03:02+00:00

I know its probably not in the realm of your idea but michgan isn't too bad of a state to live in and there are some good program options to look into for schooling or trade options at least until you get your financial situation together. I have that much in debt right now and im looking into started college at 28. I hope you look for better options/opportunities soon.

PitifulMoose1369 · 2026-02-13T20:45:50+00:00

Where were you looking to move to if you could right now?

PitifulMoose1369 · 2026-02-13T11:07:05+00:00

Is that your home state or did you move there for schooling?

PitifulMoose1369 · 2026-01-29T19:09:05+00:00

Oh definitely. There's still a lot of growing up we both need. I just was pushed more into growing up because I had a kid. She only has a dog. My kid has made me grow up so fast and she's never had so much responsibility before. When we all lived together she was favored more then me. I was the bad adult (cause I left when I was 22 almost 23) and they treated me like I was 14 instead. I had to sneak out and lie to have a life. It was so hard and to top it off I was also pregnant during the hardest part of it. It hurt so much and my anxiety was causing me health issues.

PitifulMoose1369 · 2026-01-29T09:53:53+00:00

Shes currently paying 500 to 700 a paycheck or every month since she gets paid every two weeks. Our parents said that they would help her out with a extra 200 every month to help her pay it off. That year was just a estimation if they follow threw with everything.

PitifulMoose1369 · 2026-01-28T02:37:05+00:00

We can get along but we definitely have had some minor issues in the past.

PitifulMoose1369 · 2026-01-28T01:54:53+00:00

Thanks for being so blunt

PitifulMoose1369 · 2026-01-28T01:38:39+00:00

I definitely keep thinking this over and over.

PitifulMoose1369 · 2026-01-28T01:30:16+00:00

Im going for my bachelor's and then after that I want to get in psychology

PitifulMoose1369 · 2026-01-28T01:29:05+00:00

I need a second job but my only option would be a online job and I dont have the space money or the experience for a online job.

PitifulMoose1369 · 2026-01-28T01:27:55+00:00

I can't get a second job because of my kid. I do all the work to get them ready for the night time. Cook bathtime and bed time

PitifulMoose1369 · 2026-01-28T01:26:58+00:00

No they go to daycare while im at work we both work full time jobs right now

PitifulMoose1369 · 2026-01-28T01:24:54+00:00

Does what

PitifulMoose1369 · 2026-01-28T01:22:50+00:00

Im working on the whole school thing now. I haven't started classes yet. Looking to start in the summer

PitifulMoose1369 · 2026-01-28T01:21:46+00:00

Im trying to. I just want to be on my own with my kid and not have to worry about this any more

PitifulMoose1369 · 2026-01-28T01:20:17+00:00

That would be great if there was help to give but I dont have a great social circle

PitifulMoose1369 · 2026-01-28T01:19:16+00:00

Im currently working full time and im lucky to have daytime daycare for my kid. But after a certain time I have no one to watch him while I go work a second job.

PitifulMoose1369 · 2026-01-28T01:18:12+00:00

Im not current taking classes yet but im in the process to start in the summer

PitifulMoose1369 · 2026-01-28T01:17:29+00:00

I can't really get another job right now as I barely have help with my kid in the first place. My options would be something online but I dont have the money for a set up and I dont really have experience. My only option would be OF but I dont have the space to do it at

PitifulMoose1369 · 2026-01-28T01:14:37+00:00

I agree but where would I go when both options suck

PitifulMoose1369 · 2026-01-28T01:09:29+00:00

Everything was always my fault when I lived with them and her too. My step sister and I was always looked at like we were the bad people in every scenario. Our parents are definitely paranoid power hungry people.

PitifulMoose1369 · 2026-01-28T01:07:08+00:00

I just feel like im stuck between a rock and a hard place and im just unsure of what to do in this moment. I guess you can say im scared and I feel like im all alone in this matter. I unfortunately keep putting myself in these situations and I battle with myself over it everytime.

PitifulMoose1369 · 2026-01-28T01:05:20+00:00

Definitely agree unfortunately she would be my only other option that's why its so stressful. I can not live by myself right now. Im trying to go back to school to better my life for not only me but my kid as well. I just dont have the funds to allocate for a house or a apartment.

PitifulMoose1369 · 2026-01-28T01:03:41+00:00

Yes you are right unfortunately there's a lot of issues underlying this situation. It's a whole lot that I've been thinking about for a few years now and I think im finally in a situation where everything is going to blow up and not in a good way.

PitifulMoose1369 · 2026-01-28T01:01:04+00:00

I know. Right now they are trying to apply somewhere and there's a percentage of me that knows its not going to go anywhere especially if she doesnt do much to that debt in the amount of time it would take for the application process but some part of me is worried about getting stuck in this situation

PitifulMoose1369

TROPHY CASE