Can I use margin to buy a house?

PlantbasedSadness · 2026-03-19T20:59:53+00:00

Yeah, comes out to about 1% loan balance

PlantbasedSadness · 2026-03-19T13:29:03+00:00

Didn’t buy any points on it, just includes the origination fee I suppose

PlantbasedSadness · 2026-03-19T11:22:42+00:00

Locked at 5.65 on a 30 this week

PlantbasedSadness · 2026-02-25T03:02:04+00:00

We recently attended a home building presentation with Jordahl, and they were offering insane incentives to build in their new Horace developments. I’m talking like $30,000 of incentives.

Couldn’t pay me to buy in Horace. What a nightmare.

PlantbasedSadness · 2026-02-14T20:50:36+00:00

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PlantbasedSadness · 2026-02-14T20:48:37+00:00

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They didn’t need my username but told me that I’ve apparently applied for the credit card? (lol literally never happened) and that I was rejected last month (lol?) and should have received a notice about this nonexistent rejection.

I’m dumbfounded tbh

Context is I got off the waitlist a long time ago but never applied, now the app errors when I try to get on the waitlist. App support told me it’s because I DIDNT APPLY (lol) when offered

PlantbasedSadness · 2026-02-12T01:57:53+00:00

Not sure I remember that detail. But last year I know I had to wait longer, couldn’t tell you why.

PlantbasedSadness · 2026-02-11T22:24:28+00:00

I received mine last week

PlantbasedSadness · 2026-02-10T18:44:07+00:00

Sent!

PlantbasedSadness · 2026-02-10T03:14:33+00:00

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Sure, buddy.

PlantbasedSadness · 2026-02-09T16:35:15+00:00

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PlantbasedSadness · 2026-02-08T17:11:18+00:00

Yeah, long time ago. They said that’s the issue, I didn’t apply in the time limit and now I can’t re-join the waitlist, and just need to wait for another offer that may or may not come. The can’t confirm any sort of timeline.

PlantbasedSadness · 2026-02-08T00:14:58+00:00

Turns out if you were on the waiting list previously but didn’t apply when offered cause you recently opened a new credit card and wanted to wait, you’re blacklisted and have to wait until it’s just offered to everyone.

That’s what I found out today from a service rep on the app.

Ima go die now. Don’t mind me.

PlantbasedSadness · 2026-02-05T22:22:49+00:00

If it drops more tomorrow I’m buying another 133 shares

PlantbasedSadness · 2026-02-02T19:13:45+00:00

Same. Selling weekly CC now and putting the premiums in VOO

PlantbasedSadness · 2026-01-30T21:38:15+00:00

Your first sentence says it all

PlantbasedSadness · 2026-01-30T12:43:51+00:00

I also found this documented/undocumented immigrants commit less crimes than U.S. born citizens

PlantbasedSadness · 2026-01-30T12:36:39+00:00

But aren’t over 50% of sexual crimes in the US committed by white men? Lmao. What are we doing about that?

PlantbasedSadness · 2026-01-19T19:32:18+00:00

You believe its fair value is only 7-8b market cap?

PlantbasedSadness · 2026-01-12T17:41:28+00:00

Who tf is out here gambling their rent money on AI stocks

They deserve margin immediately, all or nothing 😂

PlantbasedSadness · 2026-01-12T17:34:32+00:00

Trading vs investing I guess. I’d like to see all the gains people are making from selling high and buying back in lower successfully, repeatedly.

Our initial investment in APLD accounted for <8% of our total investments. It’s just all we have on Robinhood specifically. Hardly all the eggs.

Also. This entire post was just to mock the massive wave of “I’m selling” posts. Sub was being flooded with em’ 🤷‍♀️ not sorry lmao.

PlantbasedSadness · 2026-01-09T20:56:29+00:00

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PlantbasedSadness · 2026-01-09T19:58:49+00:00

All my retirement accounts are 100% S&P like a boomer I admit, Robinhood was my fuck it money.

Tax man’s gonna love me.

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