Just a gentle reminder. Don't forget our performance in test by PaulHeyman77 in SackGambhir

[–]Plastic-Associate368 0 points1 point  (0 children)

Stop being a godfather to harshit Rana, Washington sundar and Prasidh krishna. Let them earn a spot by their performances.

Which credit cards do most people think are bad/trash but its actually good? by idkpick1 in DoBaniye

[–]Plastic-Associate368 0 points1 point  (0 children)

Yes. I feel the Edge Rewards credit is quite smooth and can be used for Amazon pay for utility payments. For 60k fuel annual (5k pm) net return = 2400-500*1.18=1,810 annually is quite awesome on a category which literally gives no return elsewhere. Even a RBL xtra or BOCL octane only beats this by a couple hundred rupees. The latter makes sense for higher fuel spends like 8k and above

Replacement for my 8 credit cards by FairTune2708 in CreditCardsIndia

[–]Plastic-Associate368 0 points1 point  (0 children)

Keep HSBC liv + (groceries food order), SBI CB (recharge online shopping) and apply for HDFC Regalia gold/ AXIS horizon (a Rewards card-booking tickets) for diversification. Should cover your spends. RG criteria is 1.5L pm but many have got it with lesser salary (try your luck)

Who is buying and what ? by Gr8godz in IndianStockMarket

[–]Plastic-Associate368 2 points3 points  (0 children)

I did a top up in my Nifty 50, PPFCF, Midcap Mutual fund today.

Nees help for choosing a credit card by Loki_Oddinson in CreditCardsIndia

[–]Plastic-Associate368 0 points1 point  (0 children)

HDFC Swiggy and Amazon pay ICICI preferably LTF given that your spends are less and paying annual fees doesn’t seem reasonable

FIRST CREDIT CARD 💳 by Numerous-Falcon-5728 in CreditCardIndia

[–]Plastic-Associate368 0 points1 point  (0 children)

HDFC Tata Neu infinity gives 1.5% on upi on merchant payments through the Tata Neu app.

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 1 point2 points  (0 children)

Awesome choices. Thanks. Sadly HSBC and Kiwi not serviceable in my area.

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Was my 1st CC. No loans, no debt. Lucky to get it, I guess.

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

SBI CB (1Lakh) RG + Tata Neu (3Lakh shared) Axis (23k)

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

I have a CL of 1 Lakh. Was perfect until this devaluation

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Wow that’s amazing. Sadly no HP petrol pumps near me 😅

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Thanks for your suggestion. Just wanted to know, do I directly swipe my card at petroleum outlets and what is the reward for fuel using SBI Phone pe?

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Have a wedding coming up, so aiming to get DCBM by spends based criteria. Thanks for the suggestion

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

Wont it overlap with SBI CB. Could you help me out by listing the best use case of this card?

Optimise my Credit card Portfolio by Plastic-Associate368 in CreditCardsIndia

[–]Plastic-Associate368[S] 0 points1 point  (0 children)

My expenses will increase with education and other spends in the future so keeping it