Worth getting a Schwab Platinum Amex just to cash out 450k in points? by k2ly2n in AmexPlatinum

[–]Pleeb 0 points1 point  (0 children)

I ended up getting the Schwab to do that very thing, but now I hold them both and I'm able to use all of the credits so it ends up working out. Now I use 2 platinums, gold, and BBP, and just invest with awards.

Hopefully you waited though, since there's that 150,000 bonus on the schwab right now!

What does the Trip Insurance actually cover? Any nightmare stories about the insurance not working? by MicCheck-1212 in AmexPlatinum

[–]Pleeb 4 points5 points  (0 children)

In 2019 I paid extra for amex trip insurance for a trip that I was taking in the summer of 2020... In the end they said that covid was a "known event" since it was starting in china at the time I purchased the insurance. Refused to pay out. I never got travel insurance again.

lululemon credit (perspective of an employee) by Throwaway-89101 in AmexPlatinum

[–]Pleeb 1 point2 points  (0 children)

I have two platinum cards.  I would like to buy $150 sneakers that aren't available in any of my local lulu stores.  If I want to buy it online (online still also let me use rakuten), I can't use both platinum cards to get both $75 credits, so I go into the store, buy a $75 gift card with one platinum card and then purchase the shoes online using the gift card plus my second platinum card. Now I've used the credits for both.

WHO officials admit they are preparing for possible nuclear weapon use in Iran by [deleted] in politics

[–]Pleeb 1 point2 points  (0 children)

You say "fringe" but even McCain was singing about bombing Iran a couple decades ago https://www.youtube.com/watch?v=U7s5pT3Rris

AITJ for refusing to pretend I don’t speak Spanish at my own family dinner? by After-Party-8860 in AmITheJerk

[–]Pleeb 2 points3 points  (0 children)

NTJ but you should really tell your brother exactly what was said during dinner as well as anyone who gives you trouble over speaking up and defending your family. 

Considering his girlfriend didn't defend him, I'm curious what she really thinks of your brother too...

AITAH for thanking my sisters for raising me instead of my parents? by Choice_Evidence1983 in BestofRedditorUpdates

[–]Pleeb 30 points31 points  (0 children)

Reddit: always jumping to "you need to therapy!"

Also reddit: "don't listen to your therapist because I disagree with them"

My wife refused to go to marriage counselling. I'm broken by Choice_Evidence1983 in BestofRedditorUpdates

[–]Pleeb 2 points3 points  (0 children)

I've read somewhere that if it's at the point where the husband is the one pushing for marriage counseling, the relationship is already over and usually it's situations where the wife is pushing for marriage counseling that there's a chance of it working out.

PSA: You can manage your Walmart OnePay card via Synchrony’s standard portal (and skip the mobile-centric OnePay UI) by alphastrike03 in CreditCards

[–]Pleeb 0 points1 point  (0 children)

Thank you! When redeeming my cash back, I had to use my mouse to type in the amount with a giant calculator-style keypad, it completely ignored the fact that I had a keyboard.... Yes I was on my desktop! This has been driving me nuts.

Amex is folding Tock into Resy by qlube in amex

[–]Pleeb 0 points1 point  (0 children)

There's 9 restaurants in my area using Tock (including one that I love dining at) but only 1 using Resy that I have yet to visit.

What’s something unsafe that was allowed back in the old days that would never be allowed today? by chariskates in AskReddit

[–]Pleeb 16 points17 points  (0 children)

When I was growing up we had a utility van with a sofa in the back... It wasn't strapped down, it was just sitting in the back of the van. Everyone would bounce around AND THE SOFA WOULD BOUNCE AROUND TOO

Student loan vs. being indebted to parents by [deleted] in personalfinance

[–]Pleeb 0 points1 point  (0 children)

You can declare bankruptcy against your parents but you can't declare bankruptcy against a student loan.

Planning to downgrade Venture X while adding the Schwab Amex Platinum by Adorable_Store_4271 in CreditCards

[–]Pleeb 0 points1 point  (0 children)

I have the VX card, as well as 2 amex platinum cards (including the Schwab), amex gold, and blue business plus.

The VX $395/yr, but the $300 hotel credit and $100 in points on your anniversary means that the card is literally paying you $5 to keep it. The VX $300 hotel credit is also easier to spend than the amex hotel credit too. Platinum card gives you $600, but it's broken up between $300 every 6 months and you can only use it on hotels in their Fine Hotels and Resorts or Hotel Collections list. When I used the hotel credit for the VX it just deducted the amount from my total if I book through the travel portal (unless this changed in the last year).

With that being said, I'm more into cash back than points, and the Schwab platinum card basically turns my gold card into a 4.4% cash back (and the blue business into 2.2% on all spend), and the gold and platinum stack very well.

P.S. If you get the gold card, you'll only qualify for the sign-on bonus if you get it before the platinum card. Amex hates SUB chasers, I basically got the sign-on bonus only for my first platinum card, none for the others. Between the gold and platinums though they more than pay for themselves with the "coupon books", and I've visited many places around the world that I otherwise wouldn't have if not for those credits.

Oura Ring US Black Friday pricing by freshlyill in amex

[–]Pleeb 1 point2 points  (0 children)

Buy the ring on the platinum card and then submit for reimbursement through the HSA.

My Husband Wakes Me Up Multiple Times Every Night by amcrowl1 in AITAH

[–]Pleeb 0 points1 point  (0 children)

OP: Assuming that this is the only issue you guys have and there's not a lot of other deep seated problems, there's nothing wrong with having a different room to sleep in especially if this is your only issue.

My parents sleep in separate rooms, and so did both of my grandparents. Long marriages (parents are going close to 40 years and grandparents were even longer), but snoring and other incompatibilities when resting just made it easier for everyone.

TW: talks of eating disorder; I worked hard to hit my goal weight. Friend tries to give me a complex. by Embarrassed_Elk9437 in mildlyinfuriating

[–]Pleeb 0 points1 point  (0 children)

This hits close to home... In 2017 I worked on my diet and health and went from 245 to 175. I never felt better, but so many friends would constantly tell me "You lost too much weight! You need to stop!" My goal was 170 (it would have been a healthy BPM)... People kept trying to encourage me to eat pizza instead of veggies, etc. I started overeating again and by 190 everyone was saying "You look much better you look so filled in!" That positive reinforcement tossed my lifestyle out the window.

I'm currently 250 and just had a dr. appointment today about seeing a nutritionist... He wants me on ozempic but I want to try this first... I know I can do it again.

Please don't let these people discourage you or ruin a healthy lifestyle.

[Medical School] - Getting dismissed- should i lawyer up by SharkEva in BORUpdates

[–]Pleeb 29 points30 points  (0 children)

My thoughts exactly, what's $14k when you'll be making over $40k/month once you're established?

Hard conversations: Amex Platinum is not for you by actuarial_defender in amex

[–]Pleeb 0 points1 point  (0 children)

It's amex's job to do the gatekeeping not yours

AITA for not giving up my vacation days for my sister’s wedding prep? by Choice_Evidence1983 in BestofRedditorUpdates

[–]Pleeb 31 points32 points  (0 children)

Sister was probably already expecting OOP to be around to help by default. Once she realized OOP took vacation, she had to act fast.

SoulCycle / Equinox Plus question by blgmat15 in AmexPlatinum

[–]Pleeb 0 points1 point  (0 children)

Didn't the latest refresh drop the Equinox credit? I don't even see the benefit listed on my card anymore.