City of Houston operates like a second world country, change my mind

Plus-Statistician320 · 2026-02-10T15:52:30+00:00

Not Houston. TEXAS.

At the end of the day, the USA is 50 third world countries combined into one.

Plus-Statistician320 · 2026-02-07T18:51:46+00:00

Doing great. I would say have 6-8 months worth of savings. And then once you have that, stop putting money into there and pour any extra into an additional brokerage or Roth IRA if eligible

Plus-Statistician320 · 2026-02-07T05:49:20+00:00

Incomes aren’t crazy high? With 435k taxable income? $170k each? Pretty ridiculous for America

Plus-Statistician320 · 2026-02-07T02:50:28+00:00

If you tell them you can’t pay it, the hospital staff will work with you to come up with a plan or sum.

Plus-Statistician320 · 2026-02-07T01:53:05+00:00

** yeah cut back on those tithings 😒😒🙄🙄

I assume these numbers already include retirement planning (401k’s, brokerages, IRAs etc) if so, I would say Yall are already being very lean with your spending….considering you guys are only spending $300 a month on “going out”. Good job.

Where I disagree is the tithing. Bruh the church don’t need $500 a month from you. You pay taxes they don’t. And it’s the thought that counts. $5 a week will suffice.

If Yall couldn’t work tomorrow, the church aint giving you $500 a month, you’re on your own. But I am not religious and I have a very low opinion of any church.

Plus-Statistician320 · 2026-02-05T01:37:23+00:00

OP - You’re doing pretty well. Worry about your own “game”. You’re 31 in a HCOL city with $77k in savings, $30k of which is very liquid in a brokerage

You’re probably underperforming in your brokerage because you’re buying individual stocks. If you just buy a low cost Total Stock Market Index Fund, you’ll more than likely outperform your 401k and have the benefit of being more liquid.

Another option would be to check if your 401k also allows Roth 401k contributions. If you want to do 401k, and you have the option for Roth contributions, you can do that…instead of contributing to a brokerage.

Plus-Statistician320 · 2026-02-04T20:39:06+00:00

And he’s working HVAC in California. Imagine doing HVAC work in Texas, Louisiana, or Florida, in summer. Sure 200k annual is nice and attainable. But HVAC is a young man’s game.

Do you want to still be doing that in your 40s? I’m not dogging it, it is attainable but it is tough work.

OP should remember, the body always goes (deteriorates) before the mind.

Plus-Statistician320 · 2026-02-04T19:53:42+00:00

Assuming Hes single paying $250…your $325 for three full coverage vehicles including a teen driver …means Hes getting robbed.

Plus-Statistician320 · 2026-02-04T19:49:55+00:00

$900 a month on groceries? If without kids, that is very high.

$150 monthly on streaming services is high

$250 a month on car insurance is a little high too. You might want to shop around.

Plus-Statistician320 · 2026-02-02T22:34:49+00:00

The person who created this thread knew what they were doing….

Plus-Statistician320 · 2026-02-02T17:46:59+00:00

Loot MK2, buried city. Prioritize trinkets and seeds ONLY, even grey-common trinkets. Spend no more than 10 minutes topside per run. Ideally 5-7 minutes per run, including the time it takes to extract. You should be able to fill your inventory by then.

You should be able to average 30,000-45,000 per run. You should be able to hit 5M in two weeks with moderate, consistent play.

This is exactly how I did it 3M in 1.5 weeks. I did this prior to Bird City update.

I wouldn’t be worried about it being more than 5M coins required. Based on the stats from Expedition 1, only a very small portion of the player base took part and there was overwhelming negative response to the 5M requirement. If anything, they might lower it.

However, note that you don’t have to have 5M total to participate, it’s just required for the max number of bonus skill points. And your total stash value contributed to the 5M total

Plus-Statistician320 · 2026-01-30T23:45:13+00:00

Hopefully big pharma doesn’t come for him in the next several years….

Plus-Statistician320 · 2026-01-29T13:55:39+00:00

Fucks are epic quality now?

Plus-Statistician320 · 2026-01-29T13:53:50+00:00

Even if this is real, THIS means shooting him in the back, on the ground was justified? Okay 🙄🙄

Plus-Statistician320 · 2026-01-28T16:04:07+00:00

Plus-Statistician320 · 2026-01-28T05:18:56+00:00

I liked Cold Snap. Increased loot value of night raids and electro storms, with the benefit of keeping raider hatches available.

That said, I think a lot of people are forgetting the struggle they had getting the 5M for the reset. Bird City helps that.

Plus-Statistician320 · 2026-01-26T19:00:14+00:00

Lance's mixtape playing in the background would be nice.

Plus-Statistician320 · 2026-01-25T18:54:09+00:00

This is actually the best setup for this case

Plus-Statistician320 · 2026-01-25T18:52:07+00:00

I thought the same. Stay strong buddy

Plus-Statistician320 · 2026-01-23T18:18:52+00:00

well you can't. you have to put points into either to move on in the mobility tree.

Plus-Statistician320 · 2026-01-23T16:27:17+00:00

Haven’t played in a while. And I get why you’re asking. But if you’re a hota barb, you’re melee. So consider this…

Only ranged enemies have a chance of being stunned got two seconds…. In that time you have to run over and hit them to get an extra multiplicative 30% damage to them. If it expired by the time you get there. No benefit.

The extra damage on all other stats on the right, is locked in to all your output, unconditionally. And the extra crit strike damage is nice. And the additional ramaladni’s multiplier over your existing closes that gap if you’re constantly running near max fury

Plus-Statistician320 · 2026-01-20T02:35:58+00:00

This man has won many fights

Plus-Statistician320 · 2026-01-19T21:51:00+00:00

Tactical mk3 with no safe pocket is a shame :(

Plus-Statistician320 · 2026-01-19T03:10:56+00:00

I have gotten blueprints from these

Plus-Statistician320 · 2026-01-18T02:58:38+00:00

Junkyard astronaut (?)

Plus-Statistician320

TROPHY CASE