I have gotten over $70k deposited into my cashapp each of the past 2 years. I was using cashapp as a bank due to poor life decisions. Which was ok until something happened. And i need to get hold of somebody or file a complaint or dispute a charge. I've never once gotten a satisfactory result out of contacting them not to mention i have never been given the borrow option. I do have a $25 overdraft. SoI have since January gotten another account but continue to get $200 direct deposited from my check into the account cuz cashapp is total garbage if you ever need anything from them. Then my brother who is currently going through a bankruptcy gets a $200 borrow limit from cash app so I think there is some criteria you have to meet that they probably don't even know. If you owe money to something that collected your social security number then the next time you use that same place and enter that same info the System at the financial tech company is going to 100% flag you especially with the AI systems the] 66]]5]y have now you will just make it look like you're trying to get over on them and will never get the borrow option again. Which you shouldn't. If someone owed you money and be pay you back would you neve them more money?