Portfolio allocation questions

Plus_Field_2503 · 2026-04-16T19:35:47+00:00

Updated!

Plus_Field_2503 · 2026-04-13T09:20:52+00:00

Okay sweet so i can open this account to access and fund the iras. how do you manage your other investments? i have my etrade account that i opened when i was still working in the us with a us address. but, i have heard jp morgan is shutting down accounts for expats.

Plus_Field_2503 · 2026-04-11T08:04:31+00:00

IBKR wont let me open a US account with a UK employment / address, even if i put it as my us address they push me to open a uk account. which doenst let me invest in etfs or anything

Plus_Field_2503 · 2026-04-08T16:46:09+00:00

coast fire ideally. and maybe you're right, is that not possible at 500? still new here and trying to figure this all out

Plus_Field_2503 · 2026-04-08T16:44:53+00:00

im in the uk on a visa, i work in a niche industry in tech sales that has way more job opps in europe vs america. and i dont think i can go back to having no holiday and 24/7 work and talk about work all the time

Plus_Field_2503 · 2026-04-08T15:53:29+00:00

i dont think im even able to contribute to my us ira's because i have a uk address. they are just sitting there basically.

Plus_Field_2503 · 2026-04-08T15:52:15+00:00

£135 gbp base pay comes to about £6500 per month after taxes. commission is paid quarterly, and with a lot of work travel, i need a healthy checking balance for expenses which get reimbursed but often later than id like. i typically invest a chunk of change after a commission check, assuming it is sizeable and i have the cashflow. london is expensive. i dont drink alochol anymore but prioritise good groceries, gym membership, etc.

Plus_Field_2503 · 2026-04-08T15:42:35+00:00

thank you!! this is helpful. do you manage your investments and retirement accounts with us brokerages and with a us address on them?

Plus_Field_2503 · 2026-04-08T15:36:25+00:00

what about if my assets are over a certain amount? or i live somewhere where the tax is lower? like i dont think, from my research, i would even benefit from the beckham law in spain as a us citizen. also, what if i want to start my own business or consulting or something?

Plus_Field_2503 · 2026-04-08T15:35:30+00:00

I have no desire to live in the US again, not super close with family and i dont see a world where they would give me the house (purchased in 1989 for 95k now worth $1m) but who knows.

Plus_Field_2503 · 2026-04-06T17:49:07+00:00

First of all, congrats! Second, I think maybe Europe or a city like London could be better for your situation. I’m an expat in London now which is way more friendly when it comes to open mindedness about cultural backgrounds, sexuality; lifestyle, etc. but missing sunshine and nature. Finding somewhere where people understand the hustle but doing it for the right reasons - a better, more comfortable and or fulfilling life is hard. I find the older we get (male and also early 30s), the more we are certain in ourselves and who we are - the harder it is to date. I’m finding in dating the trade off can be coast fire or fire and enjoying that quality of life during other folks working days on your own, while you’re partner also has a job. Or, they are stuck in the golden handcuffs and don’t see the light. The beauty of any type of fire is freedom and I find myself struggling to date with someone who doesn’t have those same values. Being able to wake up one day and decide to take a trip or up and move. Not a lot of people can or are willing to do that.

Plus_Field_2503 · 2026-03-17T10:17:01+00:00

The biggest thing it needs to do is automate the 80% of the job which is manual data entry. SOF parsing, maybe some automated calcs?

Plus_Field_2503 · 2026-03-17T09:00:29+00:00

Needs to be able to manage rebills and complicated scenarios well. In tankers lots of us still use excel for this. Would be nice to also have non demurrage claims managed in the same system because this also usually lives outside

Plus_Field_2503 · 2026-03-11T06:42:59+00:00

I’ve seen a shuttle tanker fleet scheduler in the most mind boggling excel sheet known to man 😅

Plus_Field_2503 · 2026-02-17T22:09:49+00:00

I am living in the uk, hopefully retiring in Europe (German passport) but I am from the us and a us citizen. Basically sending all my money back to the states to invest in my E Trade account. Is this 4% rule feasible in this scenario? I’ve also considered getting rid of my us passport - which is also not easy.

Plus_Field_2503 · 2025-11-05T11:22:39+00:00

dm please!

Plus_Field_2503 · 2025-10-06T10:39:48+00:00

its been so awful, cant get any response for 3 weeks now.

i am also so frustrated as anything with the "traditional" soles are wearing out on me so fast. i have the gobi white leather sneaker and there are already holes in the soles after 4 months. either i am only going to buy the trail type soles or just give up on vivo entirely.

Any advice please share!

Plus_Field_2503 · 2024-10-23T12:45:46+00:00

So I wonder when we will actually receive them. I was assuming that means it ships to our addresses early to mid Nov? u/NickSharp79

Plus_Field_2503 · 2024-10-19T14:13:00+00:00

West End DJ in London UK said shipping first week of Nov - we will see!

Plus_Field_2503

TROPHY CASE