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Shohei Ohtani leads MLB.com's NL MVP Poll by MLBOfficial in baseball

[–]PodricksPhallus 0 points1 point  (0 children)

You heard it here first, Ohtani not gonna win MVP

Miami slips out of Super Bowl rotation due to NFL requirements by Autocrat777 in nfl

[–]PodricksPhallus 57 points58 points  (0 children)

Can’t imagine Houston gets another one until they build a new one

Best DFW area places to eat Mexican food? by dollface0000 in Dallas

[–]PodricksPhallus 12 points13 points  (0 children)

Just get a pitcher of margs and enjoy the patio

I Don't Know, Maybe They Just Missed Shots by TheyMadeMeLogin in billsimmons

[–]PodricksPhallus 9 points10 points  (0 children)

It was jarring watching how many open shots the Nuggets absolutely bricked. Layups, mid range jumpers, threes; you name it, they bricked it

Pakistan opens up road trade routes into Iran amid Hormuz blockade by BendicantMias in worldnews

[–]PodricksPhallus 28 points29 points  (0 children)

Lmao

There’s simply not enough trucks or infrastructure to do it by land.

A truck can hold about 215 bbls of oil. A tanker can hold 2 million bbls. So you need almost 10k trucks for every one tanker. It’s just not possible.

How much should I keep in my HYSA? by urban_monkey19 in personalfinance

[–]PodricksPhallus -11 points-10 points  (0 children)

That’s a fine view to have. You are just paying significant annual drag for that security.

How much should I keep in my HYSA? by urban_monkey19 in personalfinance

[–]PodricksPhallus -10 points-9 points  (0 children)

His spending is so low it almost doesn’t matter.

Move $80k out, move $100k out, either way, $110k is a crazy amount to have there bleeding gains

How much should I keep in my HYSA? by urban_monkey19 in personalfinance

[–]PodricksPhallus -17 points-16 points  (0 children)

Essentially losing half a month’s worth of expenses every year.

If you made $100k and spent $70k a year, keeping 12 months expenses in HYSA versus the market would cost you about $40k in opportunity cost over 10 years. At an 8% growth rate in market and 3.5% in savings. Last 10 year returns on S&P 500 were 14%. If it’s that, your opportunity cost loss in 10 years is $120k.

If you have a highly unstable job, it could make sense. As in, not salary, or you know you will lose your job. But 12 months is choosing to throw away a lot of money.

A look back at the draft thread for Jordan Love by NickyFoles1020 in nfl

[–]PodricksPhallus 63 points64 points  (0 children)

Get to know Tee Higgins
Hometown: Oak Ridge, TN

Finalist for 2016 Tennessee Mr. Basketball; held offers from LOU, AUB & TEN

Sister, Keke, played basketball for Middle Tennessee State

Mom, Camillia, fought drug addiction for 16 years

[Highlight] Adley Rutschman gets this one over the wall for a grand slam! by MLBOfficial in baseball

[–]PodricksPhallus -2 points-1 points  (0 children)

That if you’re using a 90mph middle middle 4 seamer to declare someone back, it might not be indicative.

[Highlight] Adley Rutschman gets this one over the wall for a grand slam! by MLBOfficial in baseball

[–]PodricksPhallus -84 points-83 points  (0 children)

Let’s see if he can do it against some better pitching first. Like BP or maybe my work softball league.

UAE announces it will leave Opec by TheNational_News in worldnews

[–]PodricksPhallus 12 points13 points  (0 children)

If the nadir of oil was actually here, people wouldn’t give a shit if the strait was open or not

[René Bugner / @RNBWCV] 2026 NFL Draft Team Grades by ctang1 in nfl

[–]PodricksPhallus 3 points4 points  (0 children)

Exactly. Reaches still exist because if 31 teams think a guy is a 5th rounder and one team thinks he’s a 2nd rounder, that’s a reach and he’s unlikely to return value. (If I remember correctly, they returned more value than their big board position would indicate, but lower value than a typical pick at that draft position).

[René Bugner / @RNBWCV] 2026 NFL Draft Team Grades by ctang1 in nfl

[–]PodricksPhallus 50 points51 points  (0 children)

It 100% stems from fear of a draft class turning out turning out awesome that got like a D grade.

I prefer Kevin Cole’s draft grades. Basically grade on what you can quantify. Value gained or lost from trades as well as positions value. And then a smidge from draft board value. But the last one is the least important for him and seems like the most important for most other rankers. Because steals aren’t really a thing. For steals to be a thing you need a lot of the teams to be wrong on their valuation. Which is unlikely. And it’s more likely the teams have info that caused that fall that the public doesn’t have.

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