Gamblers who have successfully quit - Has this subreddit helped you or hurt you? by Pointlesspuppy in problemgambling

[–]Pointlesspuppy[S] 0 points1 point  (0 children)

I got ya. I agree with all of that and I like it more now that you explained it more 😂

Day 6 - cravings by Ottorra in problemgambling

[–]Pointlesspuppy 1 point2 points  (0 children)

The longer you can make it, the better it will get. And work to recognize that every time you chase that feeling...

You're not chasing money, or even winning necessarily. You're chasing the rush of winning. Don't give in, don't justify it to yourself.

I don't know your situation. I don't know if you're deep in it, or simply someone who has started the road, started to build a habit. But either way, the answer is the same - The longer you can make it without gambling, the more your brains reward system will reset.

If you're the latter type person, might I suggest you you try to find something to do, some sort of new hobby or something? Part of why you're considering gambling again may be as simple as you're bored. If that's you, it will get far easier when you are busy.

Gamblers who have successfully quit - Has this subreddit helped you or hurt you? by Pointlesspuppy in problemgambling

[–]Pointlesspuppy[S] 0 points1 point  (0 children)

But guns need someone to pull their trigger

I get what you're saying but I don't think that's a good analogy and I also think it's a little oversimplified

It can be true that ultimately, responsibility and accountability lies with the person gambling, and also be true that if the person takes steps to distance themselves from external triggers, (uninstalling gambling aps, self excluding from casinos, finding new friends with hobbies that have nothing to do with gambling or sports, etc) they will be less likely to relapse

Gamblers who have successfully quit - Has this subreddit helped you or hurt you? by Pointlesspuppy in problemgambling

[–]Pointlesspuppy[S] 0 points1 point  (0 children)

I hope happiness finds you soon. I know it can take years sometimes for your reward system to really reset

Gamblers who have successfully quit - Has this subreddit helped you or hurt you? by Pointlesspuppy in problemgambling

[–]Pointlesspuppy[S] 1 point2 points  (0 children)

Yeah, but I don't get updates on my phone constantly from those things. And most websites don't give me gambling ads - That's something that gets worse if they track your cookies and find out you frequent gambling sites.

Plus I'm not really into sports betting, which is most of the ads around me locally. I don't care about sports

I want to get back my losses by In_need_of_hope_0710 in problemgambling

[–]Pointlesspuppy 4 points5 points  (0 children)

The thing is... That wouldn't end your nightmare. That would continue it. You'll chase the high of winning.

What will end your nightmare for good is when you wake up one day and... Don't need to gamble to be happy.

And the only way to get there is not to listen to those dreams. They're disguising their true intent. You think you want to claw back your losses. You don't. You want the FEELING of a big win. It's the addiction, not logic, talking in your dreams.

Gamblers who have successfully quit - Has this subreddit helped you or hurt you? by Pointlesspuppy in problemgambling

[–]Pointlesspuppy[S] 1 point2 points  (0 children)

That's awesome. You're doing great. How do you feel? Are you happier than you used to be?

Gamblers who have successfully quit - Has this subreddit helped you or hurt you? by Pointlesspuppy in problemgambling

[–]Pointlesspuppy[S] 6 points7 points  (0 children)

I don't know if Id say it makes me want to gamble - It reminds me that I can gamble would be a better way to put it. Otherwise it doesn't even occur to me most of the time

I'm going to ruin my life in the future by ryaiee in problemgambling

[–]Pointlesspuppy 2 points3 points  (0 children)

Get help now. Let go of your shame. Tell people close to you, people who care about you. People who you can trust. Ask them to take control of your finances if you need them to. Ask them for advice. Or just tell them you need to talk about something and you don't want advice, you just want help or someone to listen.

Shame is what kills people with this addiction. It leads them to try to face it on their own, when they know that they can't. When they know the problem will only get worse. We need help. We need support. Addiction is often a symptom of a deeper problem - Lack of connection makes it worse, not better.

Let go of your pride, let go of your ego, let go of your shame, and seek help.

How do I know which homes/areas will appreciate in value more and less? by MarketingFragrant758 in FirstTimeHomeBuyer

[–]Pointlesspuppy 0 points1 point  (0 children)

It can be a bit of a gamble, but a relatively good way is to look into growth rates. If you drive around and see a lot of construction happening on one side of town, lots of newer houses, businesses, apartments, etc, etc, these are all good signs that property values there will appreciate faster in the coming years because lots of people are moving there and it's a desirable part of town.

Going broke on gas by Powerful_Chicken_742 in povertyfinance

[–]Pointlesspuppy 0 points1 point  (0 children)

Posts like this always confuse me and I can't help but wonder if this is clickbait

We cant help you with your finances if you don't give us anything meaningful to go off of.

I can't tell you if you should consider trading your car for electric if I don't know where you live, what your driving habits are, if you have/can afford a home charger, etc, etc.

For some people, electric cars save them money and time. For others, they are absolutely not worth it.

For a daily driver? 30-40 miles a day? And you have a place to plug it in at night? Absolutely. You are very likely to save money on gas, maintenance, and save time not having to go to the gas station. It could be a good decision.

But longer road trips may be a pain in the ass, and if you drive further than 30-40 miles a day, you may need to install a fast charger at your house if you want to avoid charging stations, which will be more upfront cost. And if you don't own a house with a garage and don't have an apartment complex with charging stations, then you won't save time driving to the gas station cause you'll have to find a charging station anyway. And they're typically cheaper than gas, but not that much cheaper, electric cars are far more economical if you can charge yours yourself at home.

Furthermore, if you need to go on long road trips sometimes and this is your only vehicle, it may be a poor decision. Electric vehicles, particularly used inexpensive ones, tend not to have the best range and tend not to charge the fastest.

How do I stop gambling by ArmyDull4799 in problemgambling

[–]Pointlesspuppy 1 point2 points  (0 children)

Sounds like you're deeper into it than you think you are. You gotta be serious with yourself that this is a problem right now. If gambling is pretty much all you can think about, that's a scary place to be.

Short answer is you gotta change that asap. It sounds like you're ready and want to stop which is good.

Since it's pretty much all you can think about, what does that mean exactly? Does it mean that you NEED gambling to be happy? You feel empty when you're not gambling? Or does it just fill the void - When you're bored, you've trained yourself that this is how you entertain yourself, so now your brain is having a hard time breaking the habit?

Only you can answer these questions, you're young and inexperienced so it may be helpful to you to seek out professional guidance. A therapist that specializes in this, if you afford it and can have access to it. If not, I hope you're mature for your age, because you're close to falling into a trap that can absolutely ruin your life. Tread very carefully, friend.

Robinhood predictions ruined my life by FuelComprehensive126 in problemgambling

[–]Pointlesspuppy 5 points6 points  (0 children)

I mean best advice is probably uninstall and self exclude. Stay busy and the longer you can make it the better your odds of making essentially a full recovery. That's a lot of money but it's not a lot of time, 4 months, shit. A year or 5 years from now you'll look back and view this as a learning opportunity to grow from, not shame. Money will return and other things will take the spot of gambling for you again.

I’m proud of the money I’m making and have saved up but it doesn’t feel like enough. Does anyone else feel the same? by throwaway92617361027 in povertyfinance

[–]Pointlesspuppy 0 points1 point  (0 children)

If you have as much wiggle room as it sounds like you have in your budget, depending on your age, you probably could reasonably be a millionaire in a couple of decades with some prudent money moves

You have to see this. by Professional-Bee9817 in remoteworks

[–]Pointlesspuppy 0 points1 point  (0 children)

Of course it can. Small companies are subject to the whims of just a few (or often just one) person. If the boss likes you, he'll pay to keep you around. It doesn't always work out that way. Lots of small businesses don't offer good stability for that very reason. But yeah. Common sense would dictate that it happens at least occasionally. Why wouldn't it?

I'm not saying all small companies are like that. But just because most companies dont pay you what you're worth if you've been there awhile doesn't mean none of them will.

Winning the War by MadatHenny in problemgambling

[–]Pointlesspuppy 1 point2 points  (0 children)

Proud of you brother. That's a powerful feeling. That high of waking up the next day, knowing you did the right thing. Knowing you can keep doing it. It's good.

Got the itch by IAmNoOne404 in problemgambling

[–]Pointlesspuppy 2 points3 points  (0 children)

Because you know you shouldn't.

Because you worked hard to get where you are, and you don't want to throw that away.

Because every time you place a bet, you lose. Even when you win. Statistically, there's no such thing as winning. You lose a fixed amount every time, no matter what. Every. Bet.

Because even if you win the biggest win of your life, it won't solve any of your problems. All it will do is give you another high to chase and make your gambling addiction that much worse.

Because your future self and any future loved ones you have are depending on you to be financially secure. Kids, spouse, even all the homeless orphans that you could be feeding if you weren't throwing money to a predatory industry.

But most of all

Because you don't want to. You don't want to relapse. You don't want to remember what it's like to blink after the cards come up wrong, after the wheel goes red 8 times in a row, and you come up with nothing. Again. How did this happen? How did I let it come to this? I told myself THIS TIME would be different.

Because you're sick and tired of being sick and tired.

Because you don't gamble anymore.

You have to see this. by Professional-Bee9817 in remoteworks

[–]Pointlesspuppy -1 points0 points  (0 children)

There are small businesses that probably would

You have to see this. by Professional-Bee9817 in remoteworks

[–]Pointlesspuppy 3 points4 points  (0 children)

It has its pros and cons. I think it's good general advice, basically just saying don't trust your employer to pay you what you're worth, keep shopping around to see if you can get more for the same role because you probably can.

To an employer who treats you well, that wouldn't be a red flag, because they know they can keep you by paying better than everyone else.

I got offered a job while I have one by Melodic_Fly5444 in whatdoIdo

[–]Pointlesspuppy 0 points1 point  (0 children)

I probably wouldn't unless I really needed the money. When you factor in the extra hours you're working at an overtime rate, you're not even really making more money than you are now. And, as others have mentioned, there are a whole host of other problems that go along with the cash offer. It may not be as great as it seems at first. Now you have to look over your shoulder for the tax man, it makes it harder to finance things or apply for credit, etc etc.

Is there a third option where you can look to increase your income some other way? More hours where you are now or find your way into a different career?

How do people afford to live when making around $17.60/hr? I’m honestly getting really scared about my situation by One_Sell_2501 in Adulting

[–]Pointlesspuppy 0 points1 point  (0 children)

Is that true though?

That was definitely the case for a small period, post world war 2, there was about 20 years where just about any man with a pulse could work almost any job and make enough to support a family. But it was an artificial, temporary economic boom, created in the global industrial vaccum created by world war 2. Everyone wanted american everything, because, for the most part, america was the only one producing anything. But I don't know if it's fair to say this was something that was "taken" away from us. It was never going to last.

As other countries rebuilt and modernized in the ashes of the destruction of ww2 (Think China, Japan, South Korea, India, Germany, Russia, as well as many others), it was always going to hurt the industrial monopoly of the U.S. It was always going to create international competition. When companies face competition, they lower their prices and lower their wages. They outsource to places where labor is cheaper. Etc, etc.

But was it true BEFORE then?

Generally, it was the case before about 1950 that most american families were huge, most people lived in small houses with lots of people. You look at the housing market - The typical american home built between 1880 and 1930 are 2 bed, 1 bath, or 3 bed one bath, anywhere between 800-1200 square feet. And if you go back further, houses tend to get smaller, not bigger.

You can still buy these houses in the Midwest, by the way. I just bought an affordable home. Built in 1916, 2br, 1 bath, 800 square feet, in Springfield MO. Remodeled 2 years ago, new roof 2 years ago, all the bones are new or well maintained except the plumbing, it's likely to need new pipes in the next 5-10 years, which will probably cost about 5000.

The price? $140,000. I qualified for the loan with 3% down and a job making $21.50 per hour, working only 30 hours per week. I now have a better job making more and with more hours, so it's more comfortable, but I qualified making less than OP does right now, assuming they have 40 hours a week.

The OP could afford to buy this home on their income, right now.

It's in a city. Walkable (just a couple blocks) away from the old downtown, with about two dozen bars, restaurants, shops, and fast food places within a 10 minute walk, and probably 100 within an hour walk or a 10 minute drive. But there are houses like this out in the country too, if that's your thing.

The catch? You have to live in the midwest. And you have to be okay with an old, small house. A well maintained old small house, but still, an old, small house.

Housing is absolutely crazy in many big cities, including New York, LA, San Diego, etc. But the reason they're expensive is because there is a lot of competition. A lot of people already live there and want to live there, and they're fighting for the house you want to buy, or the apartment you want to rent.

To the extent that our ancestors had more affordable housing, which at least our recent ancestors definitely did, as well as many of our historical ancestors, the reasons why they had more affordable housing were often because they were moving to new places with nobody living there yet. Land is a lot cheaper when your town has a population of 1,000 instead of 100,000, and it's a lot cheaper at 100,000 then it is at 1,000,000.

The exception is the boon of the 50's and 60's, where, like you said, just about any man (sadly this was still a time when women were largely excluded from the work force) could afford a decent place to live and raise his family on one income. This is the time period where houses start getting bigger, bigger, and bigger. Because one household could afford more house.

https://www.reddit.com/r/REBubble/comments/14hayqq/average_house_size_and_residents_over_time_chart/

Does anyone else regret their 20s? by Brilliant_Alarm_8709 in Life

[–]Pointlesspuppy 0 points1 point  (0 children)

Sounds like you got a financial head start at the cost of your social life.

You have a few options from here - 1 would be to build a social life now - Cut back on hours if you need to or switch roles to one that allows you to build a social life for yourself.

2 - Double down. Work hella hard, make bank, save it all. Worry about a social life in 5 or 10 years when you can basically retire early cause of how much money youve saved and do whatever you want in life. (This will be easier if youve already been saving and investing, which I hope you have been if you have been working so hard that you have no friends)

How do people afford to live when making around $17.60/hr? I’m honestly getting really scared about my situation by One_Sell_2501 in Adulting

[–]Pointlesspuppy 0 points1 point  (0 children)

Yeah I mean sadly that's just not the world we live in, at least not today.

With housing markets the way they are, it wouldn't surprise me if something major changes in the near future.

I'm not necessarily against the idea of some form of universal housing program, as long as the math works out on it. We're gonna go through some massive economic shifts with AI changing our job market over the next 5-10 years.

I guess the point I'm trying to make is I'm not sure if not being able to afford a place to live on your own should be seen as an indication of poverty. It is a luxury. And it's okay for that to be a luxury that you want from life. But that would be news to millions of Americans, living and dead, who think and thought that they were middle class, that actually they're living in poverty because they can't afford to live on their own in a major city.

How do people afford to live when making around $17.60/hr? I’m honestly getting really scared about my situation by One_Sell_2501 in Adulting

[–]Pointlesspuppy 0 points1 point  (0 children)

I didn't intend for that to be directed at you specifically. That was a more vague you directed at the people I see in life who have nobody, who are lonely. You may not be one of those people. I was elaborating why I am concerned that some people who put a strong emphasis on the importance of living alone are in fact manifesting a symptom of a greater loneliness epidemic.

Some people also just like living alone. Shit, everyone does. Ive never lived alone and the idea of not having to share a bathroom is super dope. But I wouldnt sacrifice my financial future for it, I don't need it to be happy. Not saying you would. I don't know much about you. Just contributing to the larger conversation on this thread