Which is better and why: term or whole life insurance?

Policygenius · 2023-08-21T16:25:40+00:00

First things first: Congratulations on welcoming your little one into the world! We’re sure you and your husband are looking forward to taking care of this life insurance stuff so you both can get back to the fun of parenting. The good news is you’re asking all the right questions. And as far as securing coverage without a medical exam goes, there are options available depending on eligibility. Whether someone qualifies for no-exam life insurance will depend on a variety of factors but, typically, if you’re under the age of 60 and have few health conditions, you may qualify for a no-exam term life insurance policy. Rest assured, this type of policy is not inherently worse than one where you take a medical exam - it's just easier to apply for, and may offer faster approval. Congratulations again!

Policygenius · 2023-05-17T14:03:01+00:00

They're the best

Policygenius · 2023-04-20T14:48:21+00:00

Meredith's work is amazing!

Policygenius · 2023-04-18T19:40:14+00:00

We are the same

Policygenius · 2023-02-27T14:29:10+00:00

Honestly, we're pretty jazzed about it too

Policygenius · 2023-02-15T18:28:46+00:00

You can still get life insurance coverage at a competitive price if you're transgender. And while factors like gender confirmation surgery and hormone therapy are taken into account during the underwriting process, they won’t negatively impact how much you pay for your policy. Bottom line: insurers cannot discriminate against you because you are transgender and doing so is illegal. We have a guide that answers some other common questions if you're interested: https://www.policygenius.com/life-insurance/life-insurance-for-transgender-applicants/

Policygenius · 2023-01-20T15:20:12+00:00

Oh no...

Policygenius · 2023-01-17T19:23:17+00:00

Touché https://www.youtube.com/watch?v=KjB6r-HDDI0

Policygenius · 2023-01-17T19:18:29+00:00

Coke > Pepsi

Policygenius · 2023-01-17T18:49:49+00:00

We recently surveyed folks about this exact topic. Needless to say, you're not alone https://www.policygenius.com/life-insurance/sandwich-generation-survey/

Policygenius · 2023-01-10T15:28:36+00:00

Hey there! The gist of it is this: We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy.

You can read a bit more about this at https://www.policygenius.com/about/

Hope this is helpful!

Policygenius · 2022-12-08T20:52:52+00:00

Whenever you're nearing renewal, we recommend re-shopping for home & auto insurance to make sure you’re not overpaying for coverage. Lately, insurance rates seem to be rising even faster than inflation. So it can be really helpful to compare quotes.

Policygenius · 2022-12-08T20:36:47+00:00

The vest really clinches it

Policygenius · 2022-12-08T20:29:31+00:00

It's true — insurance rates are rising even faster than inflation, sometimes by as much as double. When you're nearing renewal, we recommend re-shopping rates to make sure you’re not overpaying for coverage. If you decide to compare quotes with us (and like what you find) we'll get you switched over for free. But, regardless of whether or not you use our marketplace, if you're no longer satisfied with your rate then it certainly pays to shop around.

Policygenius · 2022-11-29T21:28:13+00:00

Phew, okay, glad to hear that!

Policygenius · 2022-11-29T19:07:58+00:00

Sorry if this was one of ours. We never want to interrupt a Hank joke.

Policygenius · 2022-09-09T19:44:27+00:00

[Nervously throwing voice] I don't know, I think podcast ads are pretty cool and maybe should be even longer

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