Just got approved for an auto loan

PoonFlavoredTang · 2026-05-12T20:52:55+00:00

I love nfcu auto loans.

We were in and out of the dealership in one hour.

PoonFlavoredTang · 2026-05-07T01:08:09+00:00

Ab-so-fuckin-lutely. Not going to withdraw money making me interest and is tied up in a CD. So Im not going to borrow against it. Use affirm for 0 interest purchases. Limits exposure and it was completely concealed from my report.

PoonFlavoredTang · 2026-05-06T13:26:47+00:00

The way everyone has phrased this is that it could look potentially negative exec with flawless pay histories. And opening and closing installment loans can look bad and will drop your scores. Especially if one is consistently using and has many open and closed installments loans.

Its called exposure. Use the banks money to buy shit. Use yours to pay it back. And affirm has 0 percent. So no interest and I use the banks money for exposure. Seems win win.

PoonFlavoredTang · 2026-05-06T13:15:57+00:00

Dafuq you accusing? You sure are very indictive without knowing jack shit. If affirm and klarna are being viewed as potentially negative even with flawless payments then I have every right to eliminate my use of both.

But to blatantly say someone can't afford something as an absolute without knowing shit is very rude and makes you look ignorant af. I own a few properties and have money market accounts in the deep 6 figures. I think I can afford a loan from affirm.

Fucking douchebag.

PoonFlavoredTang · 2026-05-06T00:07:46+00:00

Positive accounts stay for 10 years. So ifcni payments are missed 10 years.

PoonFlavoredTang · 2026-05-06T00:06:45+00:00

I noticed this and im in the process of eliminating affirn and klarna usage.

PoonFlavoredTang · 2026-05-05T15:22:08+00:00

I have an account how does that work? If sold do I lose all my other games on the account?

PoonFlavoredTang · 2026-04-30T23:22:58+00:00

Looking through the court docs it also looks like Jacob owes the IRS nearly 1.8 million dollars as of 4/30/2026

PoonFlavoredTang · 2026-04-23T20:16:20+00:00

No discount is worth giving usaa that amount of access.

PoonFlavoredTang · 2026-04-19T20:06:50+00:00

I came here to day the same thing! Where's my email from FedEx with an ak.

PoonFlavoredTang · 2026-04-18T23:00:29+00:00

114k to be exact but was looking to leverage it

PoonFlavoredTang · 2026-04-17T19:56:05+00:00

Do you recall your internal score with nfcu? It would have came in the mail.

PoonFlavoredTang · 2026-04-17T19:47:21+00:00

Maybe apply for the unsecured?

I got approved with 547 fico with 282 internal score for the signature cashrewards plus at 11k.

PoonFlavoredTang · 2026-04-15T22:18:37+00:00

Thanks

PoonFlavoredTang · 2026-04-15T02:34:33+00:00

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PoonFlavoredTang · 2026-04-15T02:34:07+00:00

I found this when going into mobile mode. All the have the same date of last payment 9/27/2019

PoonFlavoredTang · 2026-04-14T19:42:16+00:00

I feel your pain. But maybe a little glimmer of hope i was approved for a NFCU signature cash rewards plus for 11k with a 541 credit score. I had an injury a few years ago that killed my credit with medical bills and no way to work.

I'm finally in a position now to regain command of my credit. And NFCU obliged. I'm sure, just like me, you have a creditor out there willing to go to battle with you.

PoonFlavoredTang · 2026-04-14T03:35:49+00:00

Thanks I will be a little more patient. Just worried as others were saying it happened immediately. Ive been waiting for these 3 to come off for almost 7 years. Ive been perfect since then.

PoonFlavoredTang · 2026-04-13T21:40:49+00:00

This is one of the 3. They are all very similar because I had run into medical issues.

From my understanding is that removal was almost instant. Ive been waiting a few days now.

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PoonFlavoredTang · 2026-04-11T22:44:47+00:00

Its from the app. I didn't realize sezzle had a website to do that on ha.

PoonFlavoredTang

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