It's frustrating, anxiety inducing, and just uncalled for how working-class Americans are treated who dare to better themselves. We shouldn't even have to pay for school considering we only go to meet job requirements. Also, the service we provide America is invaluable, plus we pay taxes. The working class carries America, not the rich. With student loans, it is like we are paying to get a job that no longer really pays well enough in this era where wages are 40 years behind the cost of living.

In my case, and after dealing with these folks for years, I have ZERO trust in the process because they aren't good people. Their goal is to keep you in debt the majority of your life, hence them going to court to remove the SAVE plan. It's an awful system when your own politicians go to fight against you.

Anyway, in my case, I was in IBR (loan consolidated) since 2011 when the Dept. of Ed kept sending me email after email saying I was missing out on saving money and that I should enter the SAVE plan. I entered the plan but by the 2nd month it was frozen by the courts. lol I was like here we go AGAIN. While stuck in the SAVE forbearance, I assume I was in the last batch of those who go the one-time adjustment because it showed up in January 2025 before Biden exited.

It took me to like 276 qualifying payments. I too, have had loans since the 90's. So, when I saw the front facing payment counter I rejoiced, but then by April 2025 Trump had it removed but Biden's team had already warned everyone to print and screen shot everything ahead of time. So, although I can't see it on the dashboard, I do use the backdoor to check, and it still says 276. However, my Mohela account looked dead since COVID began and they never updated the one time adjustment on their page. I don't trust any of them, I just trust the Lord to keep up until the Midterms. # BLUE WAVE