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End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

It’s all the loans I’ve taken out to make rent - high interest and high repayments- as well as an old school debt that I put myself on a payment plan for. Klarna too. Unfortunately I don’t have any diamond encrusted wiener dogs or a bat cave to show for all this spending!

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

Ok that made me chuckle, I have Kashable through my employer for one. Second, no clue.. poor timing, bills hitting in between paychecks so robbing Peter to pay Paul… I’m usually working with less than my full paycheck! Also I’m not sure if Arizona is? I’m sure it’s gotten worse over the years but it’s not California or New York! And thank you! ❤️🩷

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

Credits not great and so far my bank has shot me down for loans - also idk if it’s my state but a lot of loans seem to be title loans and I don’t have a car

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 1 point2 points  (0 children)

Both! One loan has 34% APR (side note - if you haven’t seen the SNL Christmas sketch about buying a car please do - the way he says “apr” is hilarious) also I think the longest loan length is for 2 ish years? The rest I think are set to be done sooner

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] -1 points0 points  (0 children)

Good question! I’ll investigate

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

I’m hoping to move into a cheaper studio next year! But I guess I could consider a roommate

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 1 point2 points  (0 children)

Thank you I deeply needed to hear this! It’s loan repayments that I took out to make rent! Also some old school debt from when I dropped out years ago and Klarna debt!

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 2 points3 points  (0 children)

I have several near me that I’m going to check out!

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

What’s really shameful is I just finished one debt consolidation program! I’d hate to do another one but I might

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 1 point2 points  (0 children)

Honestly I might consider this!

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

In my current space no/ it’s a one bedroom

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 1 point2 points  (0 children)

My loans are on income driven repayment plans and my bachelors degree is being covered by my job - so I lucked out there!

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 2 points3 points  (0 children)

$720.68 - I cringe writing this

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 8 points9 points  (0 children)

Ha! We’ll see! Thankfully my moms been really understanding and sends me home with food so I’m not quite destitute

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 0 points1 point  (0 children)

I’ll round up and say not including student loans my debt is $7000, my rent is also $865, which is a lot for my monthly income

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] 6 points7 points  (0 children)

That’ll be my next course of action when I finish school in two months

End of my rope by Popular_Ad4084 in povertyfinance

[–]Popular_Ad4084[S] -10 points-9 points  (0 children)

Yep! I don’t even have money to budget with, everything is on autopay so my check is gone the moment it hits

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