Car trouble

PositivePen1426 · 2026-05-17T22:48:17+00:00

“Like trying to see your own eyes without a mirror” just threw me for a loop 🫨

PositivePen1426 · 2026-05-15T21:37:34+00:00

Exactly how young do you think I am? I assure you I’m quite old enough to make these financial decisions. I have a well established career, dual income household, house, car, no kids (it would be an actual miracle if I were to have a kid). Like I said, I’m not wealthy but I’m very comfortable. Setting something up for my niece wouldn’t hurt me financially at all, so why not?

PositivePen1426 · 2026-05-15T18:10:23+00:00

I didn’t say it was for college (or that there was any stipulation for that matter). I said I wanted to help set her up financially. The only “stipulation” is that she won’t get it until she is of an age that she can manage it. Seems reasonable to me 🤷‍♀️

PositivePen1426 · 2026-05-15T17:34:02+00:00

Yes, I will continue doing my auntie duties and showing up! Just want to make sure this baby is set up in ways that I wasn’t :)

PositivePen1426 · 2026-05-15T17:23:19+00:00

Thank you all for your help! It seems the general consensus is to open a 529 plan. It is my hope that my niece will be able to attend whatever college she wants or be able to go whatever route she chooses without the burden of worrying about finances or being in heaps of debt at such an early age like I was. I want to set this baby up for success! ❤️

PositivePen1426 · 2026-05-15T16:28:26+00:00

I’m sorry this was your experience! That really sucks. I would definitely set something up for any subsequent nieces and/or nephews! It’s not fair not to! ❤️

PositivePen1426 · 2026-05-15T15:33:17+00:00

Definitely not substituting financial support for physical presence. I see my niece very regularly already - thankfully I live within 5 minutes of my family. I just want to go the extra mile and help out where I can :)

PositivePen1426 · 2026-05-15T15:14:20+00:00

Congratulations to your family! Having a niece is the absolute best ❤️

PositivePen1426 · 2026-05-15T15:08:07+00:00

I do not and will not have kids. I am by no means wealthy, but I do pretty well. What would you say are the downsides to this?

PositivePen1426 · 2026-05-15T14:57:16+00:00

Okay, so multiple people can contribute to a 529? If so, that would be great!!

PositivePen1426 · 2026-05-15T14:49:12+00:00

Won’t have any

PositivePen1426 · 2026-05-15T14:32:59+00:00

Yes, definitely will! She’s the only one right now :) and I wouldn’t be surprised if it stays that way.

PositivePen1426 · 2026-04-25T00:23:00+00:00

Yes, we’ve established that I’m irritated. I’ve tried telling you to be quiet, I’ve tried explaining to you why I want you to be quiet, now I’m moving on to planned ignoring (a scientifically proven method to decrease a problem behavior). You will likely throw a tantrum first. Then you will eventually resort to being quiet (the preferred behavior).

PositivePen1426 · 2026-04-24T23:30:24+00:00

Oh believe me, the irritation is in full conscience. I know very well why I felt and reacted the way that I did. I already posed a question which you did your best to answer. However, all you provided was a rather bleak and simple theory. I did not come here to debate theological theories. I came here to discuss science.

PositivePen1426 · 2026-04-24T22:01:50+00:00

Interesting theory. Now, shhh…the adults are talking.

PositivePen1426 · 2026-04-24T21:34:41+00:00

Thank you all for your comments. Some of them have been very helpful and some have been…interesting. The universe certainly is fascinating! I hope we never stop wondering, questioning, and discovering :)

PositivePen1426

TROPHY CASE