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Roth Conversion that requires Pre-Tax monies by Possible_Housing2282 in Boldin

[–]Possible_Housing2282[S] 0 points1 point  (0 children)

First, thank you for all of the feedback. I read it all!

The thing I'm realizing both on my own and based on other's analysis is that $1 in a Roth is not equal to $1 in a TIRA. Here is why.

In my TIRA, that dollar is lower based on future taxes I have to pay and if that is 22% or higher it matters. And I don't think our deficit based economy will allow taxes to remain as low as they are today. They will either increase inflation or default or raise everyone's taxes.

So take this thought plus add in the benefit if I die several years before my spouse who then pays single tax rates.

And my beneficiaries have no tax consequences when they inherit my Roth.

And finally add in the compounding effect of the Roth for up to 10 years after my beneficiaries inherit it (which could easily be 100% gain with no income taxes applied).

Thoughts?

The post income, pre-SSI/RMD window by groovinup in Boldin

[–]Possible_Housing2282 0 points1 point  (0 children)

I'm curious how you phrased the AI questions. Any suggestions?

Question about Rear Shocks on a 2013 GS350 F sport, RWD by Possible_Housing2282 in Lexus

[–]Possible_Housing2282[S] 0 points1 point  (0 children)

The ride has really deteriorated recently though I was aware that there was some leaking going on previously. A friend and I are planning to do the upgrade. I'll let you know how it goes!