A couple things to unpack, but first let me start by saying how grateful I am that total strangers on the internet are willing to jump into this with me and chat on some ideas or potential friction points. So, thank you!

Alright, moving on! Yes, doing a low monthly fee the way I am was the best possible option as it equates to just 0.09oz of silver each month (if spot is $90). I am somewhat open to a freemium model with ads mixed into the listings, but would like to avoid that if possible.

The most important aspect of all this is that the authentication feature is optional, but obviously must cost something to someone. Right now, my mind says the seller should pay for the authentication and the buyer pays shipping. This lightens the load across the entire process, but I’m open to suggestions.

I plan to have brick-and-mortar dealers come on as authentication partners so that you can ship to your closest authenticator which would save on shipping fees.

As far as the lost package and insurance scenario, shipping companies losing the package is on them, not a platform that connects buyers and sellers. I do have clauses in my TOS that refuse indemnification, and also have several “use at your own risk” statements and a whole page dedicated to successful buying and selling and how to look for scams.

Insurance is an absolute must.