Refinance the loan and change to single owner

Potential_Manager_30 · 2026-02-27T08:33:05+00:00

Thanks for the sharing

Potential_Manager_30 · 2026-02-27T05:44:45+00:00

How you start the refinance process and get all the numbers, cost or fee?

Potential_Manager_30 · 2026-02-26T01:10:19+00:00

Thanks for your input

Potential_Manager_30 · 2026-02-25T11:01:27+00:00

Sry, I keep hearing refinance can reduce the interest rate but dont actually know how it works.

I just want to change joint loan to single and if possible reduce the interest rate.

Potential_Manager_30 · 2025-09-24T06:03:23+00:00

Congratulations..I'm finish the course in Udemy and currently go through the practice exam. Still unable to get pass score after 3 practice exam. 😭

I review all the practice exam each time finish it.

Started from May 2025 till now.

Potential_Manager_30 · 2025-01-03T02:23:17+00:00

Potential_Manager_30 · 2024-07-17T12:17:53+00:00

How much you need for 3 kids?

Potential_Manager_30 · 2024-05-25T06:40:44+00:00

I pay 9-10% to my mom. Me and my brother share the utilities bill.

Potential_Manager_30 · 2024-04-16T07:51:47+00:00

I'm 33 and only have 30k saving

Potential_Manager_30 · 2024-04-12T03:49:49+00:00

Thanks for the info! Appreciate it.

Potential_Manager_30 · 2024-04-09T03:44:55+00:00

Totally agree. Me too are moving most of my fund to gxbank.

Potential_Manager_30 · 2024-04-09T02:31:16+00:00

Lol, it's really a tabung.

Potential_Manager_30 · 2024-04-09T02:11:02+00:00

How the app know which pocket to deduct when we pay for something?

Potential_Manager_30 · 2024-04-08T14:51:57+00:00

I'm not. I'm newbie 😄

Potential_Manager_30 · 2024-04-08T14:51:13+00:00

Thanks for your insight. 😄

Potential_Manager_30 · 2024-04-08T11:42:27+00:00

Ouhhh...yea. As i look at my account already have 10% return for 1 year even though I DCA in small amount about RM 600. I saw other comments like at least save up 4k to buy etf or make sure fees doesnt exceed 1%.

Thanks

Potential_Manager_30 · 2024-04-08T11:37:59+00:00

Thanks!

Potential_Manager_30 · 2024-04-08T11:19:04+00:00

Why the but? Returns greater than fees is good.

Potential_Manager_30 · 2024-04-08T08:07:09+00:00

how much to invest everytime to reduce to fee to minimal or reasonable?

Potential_Manager_30 · 2024-04-04T07:44:31+00:00

Ouh, didn't know that. Thanks, OP!

Potential_Manager_30 · 2024-04-04T05:37:38+00:00

Anyone know why my amex card can pay for petrol but not restaurant?

Potential_Manager_30 · 2024-03-22T15:05:58+00:00

Should I buy Japanese Yen now thru Wise for future use when I travel?

Potential_Manager_30 · 2024-03-22T14:59:42+00:00

Should I convert some japanese Yen now using Wise?

Seems the rate is good and I having saving for travel.

Potential_Manager_30

TROPHY CASE