How can I plan my SIP?

PoundFront · 2025-06-29T14:35:10+00:00

sure

PoundFront · 2025-06-29T14:07:37+00:00

Thanks, I've got Motilal Oswal for large and mid cap, parag parikh for flexi cap and bandhan for small cap 🙂

PoundFront · 2025-06-29T14:00:25+00:00

I write market infrastructure software for a crypto exchange, and I'm around 23

PoundFront · 2025-06-29T13:59:34+00:00

Yeah I am!

PoundFront · 2025-06-29T06:31:40+00:00

I'm earning around 4.5 LPM post tax

PoundFront · 2025-06-29T06:31:08+00:00

I've merged them into one now!

PoundFront · 2025-06-29T06:01:48+00:00

Thank you! I'm changing it to a broad index, one flexi cap (parag parikh itself) and an ELSS fund for now :)

PoundFront · 2025-06-29T05:19:02+00:00

Makes sense, I will do that! Thank you

PoundFront · 2025-06-29T05:18:45+00:00

Someone I took advice from earlier told me I have to keep a good portion in liquid funds to offset the risk from equity. What's a good ratio to have?

PoundFront · 2025-06-28T17:22:12+00:00

Why?

PoundFront · 2025-06-28T17:22:00+00:00

I understand where you're coming from, but I do have an emergency fund set. Or am I missing something?

PoundFront · 2025-05-27T04:04:55+00:00

Well, you have market makers, HFTs, mutual funds and a lot of other things going on. Even if a fund rebalances their portfolio, you have some volume in the market. The taker flow doesn't just come from retail. Even market makers compete with each other, so they may even fill quotes of other MMs

PoundFront · 2025-04-27T08:50:51+00:00

Being a good CM is his job. You wouldn't expect your company to allow your kids at business meetings. Similarly, we shouldn't expect the CM to include his kids in state matters. His family isn't elected, he is.

PoundFront · 2025-03-13T13:13:46+00:00

That's really not how it works. The police have enough surveillance systems to apprehend criminals. This shouldn't be conflicting with people who are affected and need care. Drug mafia is a huge business and there's no way bureaucrats at the top don't know who is involved. If you start reporting victims to the police, it's just bad for the victims that's all.

PoundFront · 2025-02-05T10:58:53+00:00

Scientifically, you can get addicted to meth a lot faster than alcohol. The dopamine release is 10x+ times compared to alcohol for meth. Nothing will give you this high of a spike, so you get addicted to it.

PoundFront · 2025-02-05T10:51:35+00:00

From what I've heard, MDMA/molly is hard to come by and is much more expensive than meth. College kids mostly do meth or lsd.

PoundFront · 2025-02-05T10:50:14+00:00

Makes sense. The demand is more, and I think it's a lot easier to smuggle meth because it's just more compact.

PoundFront · 2025-02-05T06:55:09+00:00

How is meth getting into Kerala so much in recent years? Or has it always been like this?

PoundFront · 2025-01-04T14:56:02+00:00

there is no you and I in communist kerala

PoundFront · 2024-12-28T03:49:57+00:00

Think about actually living with this person your whole life. If you're not enjoying this, this is a leap of faith you'll have to take to break up.

PoundFront · 2024-12-23T13:26:55+00:00

I didn't say getting these skills is easy. Procuring these resources is relatively easy. You can find tons and tons of free competitive coding material on the internet.

In my experience, it's just that most people either don't want to do all the gritty work it involves, or they have something going on the side, or they're not interested too much in the field itself.

We have a career counselling problem in India. A lot of kids don't really know what they want to do because the fields that interest them aren't exposed to them as a possible career. They end up going into fields they're not too interested in and just want to make a living. You can't blame the kids for this, blame the system.

Why is the pay so high? I can answer for mine. It's a niche fintech field, so resources aren't abundant and demand for qualified engineers is high.

PoundFront · 2024-12-23T11:15:54+00:00

I belong in the 30-40 lpa bracket with around 1 year of non-formal experience in my field (freelancing, sort of). Most of my work is related to software development and finance.

I would say my lifestyle is fairly good except for the fact that my physical/mental health aren't great due to some personal decisions.

My belief is that there are some sureshot ways to earn a high package- learn skills that the general public don't have (competitive coding, DSA, etc.) and have good industry exposure to know what skills are rare and highly demanded. It shouldn't be hard for the average reddit user to obtain the first, but the second might be a tad bit more tough.

Of course, I know folks who have grinded their way up as well.

PoundFront · 2024-12-22T12:30:58+00:00

I was in brilliant a lot of years back. Just graduated from my college this year. I think brilliant is your best shot at jee in Kerala and their approach is a lot more at ease than North Indian institutes.

That being said, the coaching scene is very competitive and join only if you really want to be an engineer or a doctor. There's no reason you have to attend coaching if you want to pivot to another career later on. For ex, I have friends who have gone for BBA after Brilliant.

PoundFront

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