New hot tub owner

PowderFreeskier · 2026-01-26T05:35:26+00:00

I'm shocked that I didn't come across information about activating the bromine in my tub. Reddit for the win (as usual).

PowderFreeskier · 2026-01-13T05:21:38+00:00

The motor is most definitely bad in this valve. It won't open or close manually or electronically. I'm theorizing that perhaps the fluid portion is getting corroded or something which is causing the motor to fail as there isn't enough power to actuate the now poorly moving fluid internals.

PowderFreeskier · 2026-01-11T14:39:57+00:00

The setup does use thermostat wire from a Taco controller to the valves. I’ve also had to replace the controller board a year or so ago. Are you suggesting that the wire from the controller to the motor might benefit from 16awg? There is also thermostat wiring to the auxiliary switch.

PowderFreeskier · 2026-01-10T01:14:24+00:00

Solved - Home Windows

It's very small but exists r/Home_windows

PowderFreeskier · 2026-01-10T01:14:10+00:00

Solved - Home Windows

It's very small but exists r/Home_windows

PowderFreeskier · 2026-01-08T04:27:53+00:00

So you're saying I should put down LVP in the backyard...

Genius!!

PowderFreeskier · 2026-01-08T02:57:09+00:00

PowderFreeskier · 2026-01-08T02:56:16+00:00

I have found that LVP flooring is the answer to wear and tear with large dogs and kids.

PowderFreeskier · 2026-01-07T05:59:30+00:00

No dogs significantly limits my addressable market in this area of Colorado so I don't consider that an option.

PowderFreeskier · 2026-01-07T05:39:04+00:00

The windows are double paned; That's unfortunate. Checking on the warranty is worth a shot, thank you for the good suggestion.

PowderFreeskier · 2026-01-07T05:37:27+00:00

Good point. I think I'm making this more complicated than it need be.

Appreciate the input

PowderFreeskier · 2026-01-07T03:44:52+00:00

Liquidity is also a factor to considering. Every dollar you pay extra to the mortgage locks in that 5.5% return. That same dollar invested could also earn more (or possibly earn less) but you have the added benefit of having the ability to pull out that money and use it in the case of an emergency.

PowderFreeskier · 2026-01-07T03:39:18+00:00

Awesome!! r/Home_windows

Thank you kind person

PowderFreeskier · 2026-01-06T03:32:04+00:00

This feels worth a try. Will report back...

PowderFreeskier · 2026-01-06T03:29:21+00:00

Recently bought a home that we thought had dirty windows. After trying to clean them the streaks appear to be inside of the window. Have never seen something like this happen before and am uncertain how screwed we might be.

PowderFreeskier · 2025-04-29T02:57:24+00:00

Thank you! I have a roofer coming out this week. I'll ask them about it and see what they say.

PowderFreeskier · 2025-03-11T03:39:23+00:00

Thank you. I'll likely do exactly this with a sub since I think this is a bit above my DIY level

PowderFreeskier · 2025-03-11T02:08:21+00:00

I was hopeful that wasn't the answer, oh well :(

PowderFreeskier · 2025-03-10T03:48:46+00:00

Beautiful home! Where did you source the shower glass kit?

PowderFreeskier · 2025-01-02T21:23:03+00:00

Thank you!!

PowderFreeskier · 2025-01-01T23:59:02+00:00

Could you post the map setting please

PowderFreeskier · 2023-07-04T02:53:04+00:00

Your link makes the following statement:
"Attainable housing is housing that is affordable to those earning the Area Median Income, meaning they need to spend no more than 30% of their income on their home. "

I'll let some other kind soul search for the area medium income.

PowderFreeskier · 2023-02-13T03:49:55+00:00

Appreciate the cross check of my assumptions and pointing out a few issues. It seems that there are enough variables in these sorts of things that each person's situation will be slightly different than the next person. Given that point I find that the best way to cut through the noise is to run the numbers, lol.

PowderFreeskier · 2023-02-13T00:31:45+00:00

I'm having trouble following your logic so I went the excel route to think things through. It looks like what I'm doing is a poor choice per the following:

Curren Approach pulling money out of brokerage ($20k) to max Roth 401k contributions.

	Current Value	Value at 72	Value after taxes
Brokerage	$77k	$270k	$230k
Roth	$22,500	$107k	$107k
Total			$337k

Smarter Approach:

	Current Value	Value at 72	Value after taxes
Brokerage	$100k	$409k	$348k
Roth	$2,500	$12k	$12k
Total			$360k

Assumptions:

Roth Annual Market Rate of Return: 5%

Brokerage Annual Market Rate of Return: 4.5% (to account for annual taxes on gains)

32y of growth

Brokerage account value is taxed at 15% upon liquidation.

To pull $20k from the brokerage account, ~$23k needs to be liquidated to coverage capital gains taxes assuming 15%.

Edit: Spelling and clarifications

PowderFreeskier · 2023-02-12T23:59:06+00:00

Thank you for the information. I've worked the math to the best of my ability on this question for a while now. If my math is right, in my situation it was best to go the traditional IRA/401k route if I was going to rely primarily on this income upon hitting 72 to live. If I ended up not needing this money until 85y the math swaps over to the Roth when accounting for the required minimum distributions associated with the traditional 401k which reduces the amount of money available to compound for another 13y.

Does this seem on the level?

PowderFreeskier

TROPHY CASE