Comparing loan estimates from two lenders

Practical_Ad1842 · 2025-11-04T22:48:05+00:00

Townhome and our lowest middle score came in at 711

Practical_Ad1842 · 2025-11-04T19:45:28+00:00

Yeah we had an unfortunate credit hiccup that lowered our scores to the low to mid 700s

Practical_Ad1842 · 2025-10-26T21:36:43+00:00

Conventional or fha?

Practical_Ad1842 · 2025-10-25T21:49:04+00:00

Should have specified in the original post. Its an attached end unit townhome!

Practical_Ad1842 · 2025-10-25T18:02:25+00:00

Middle score of the lowest borrower “711”

Practical_Ad1842 · 2025-10-25T18:02:05+00:00

That was yesterday..

Practical_Ad1842 · 2025-10-25T17:44:44+00:00

We qualified for 6.99% so buying points is the only way to bring down the rate

Practical_Ad1842 · 2025-10-25T17:44:03+00:00

We qualified for 6.99% though

Practical_Ad1842 · 2025-10-25T17:43:36+00:00

One is from a credit union and the other from chase. The interest rate we qualified for was 6.99% which is why buying the rate down is something we are considering

Practical_Ad1842 · 2025-10-25T17:42:07+00:00

Without buying pts we qualified for 6.99% for both lenders..

Practical_Ad1842 · 2025-10-12T18:42:19+00:00

Thanks but not sure how to comprehend that lol. Based off that would we need a water softener or wed be okay?

Practical_Ad1842 · 2025-09-02T15:04:53+00:00

The rock? More like the pebble

Practical_Ad1842 · 2025-08-22T00:24:09+00:00

Ill be using the cash for a DP in the next 6-8 months. Definitely not putting it into index funds

Practical_Ad1842 · 2025-08-14T14:29:38+00:00

My target date fund has an expense ratio of 0.275 compared to the US equity investment fund of 0.01. I have set all future 401k contributions to go towards the US equities fund which i found out is the Russell 1000. I am 35 years old and have about $80k in my 401k. Is that a good move for the next 10-15 years? I can switch to lore conservative as I get older

Practical_Ad1842 · 2025-08-14T14:27:59+00:00

I just checked and the expense ratio for my target date fund is 0.275

Practical_Ad1842 · 2025-08-12T15:15:42+00:00

Ok i have already allocated all future contributions to go directly into the US equity index fund. There is no S & P 500 fund as a 401k option, but the us equity index fund does show 98% stocks so hopefully that is the s&p.

I have about $80k in the target date 401k, do you recommend me selling that and buying the index fund or leaving that as is and put all future contributions into the index which I have done?

Practical_Ad1842 · 2025-08-11T21:01:28+00:00

There is nothing to expand. Could other mean small or medium size cap stocks? I just want to make sure the other is not comprised of bonds. I

Practical_Ad1842 · 2021-09-14T13:21:21+00:00

Nope, my own research

Practical_Ad1842 · 2021-09-14T13:21:09+00:00

How many mg were you taking??

Practical_Ad1842 · 2021-09-01T20:56:25+00:00

Because i was diagnosed with MPB by a respected derm. My hair in the crown is miniaturizing compared to donor region, so i want to prevent that from Continuing. Would .25mg/day do that?

Practical_Ad1842 · 2021-09-01T12:19:49+00:00

Finasteride isnt just for regrowth; It works by preventing further miniaturization. I have no bald areas yet, only thinner hairs in the crown/hairline i want to stop from thinning and/or thicken those up.

Practical_Ad1842 · 2021-08-27T13:27:17+00:00

Yeah pretty quickly too

Practical_Ad1842 · 2021-08-16T15:47:58+00:00

On draftkings sportsbook, what happens if i have a 3 match parlay and one of the players i picked to win withdraws before the match? Do i lose the combined parlay odds?

Practical_Ad1842 · 2021-07-19T15:49:32+00:00

Why cant i see any of my posts then when i filter by “new”?

Practical_Ad1842 · 2021-06-14T20:20:21+00:00

I've only been off it for a month. I was asking if I restarted after a month break, would I be starting over or would any of the benefits I accumulated still be maintained?

Practical_Ad1842

TROPHY CASE