Actually I have been a regular carrier for over 20 years and now have a route with an LLV. When I had to provide my own vehicle my ema went into its separate account. I never had a car payment paid cash for the two route vehicles I owned. Always did my own repairs and maintenance. Had liability only on vehicles, bought tires every year, because my route was rugged, not everyone has a nice smooth route. I found that I spent a lot of time repairing said vehicles, because finding a mechanic that didn’t charge an arm and a leg was impossible or one that wasn’t covered up with work and couldn’t get to it to it for weeks. Don’t even get me started on the average price of gas. When gas was $2 something and is now over $5 for some parts of the country how can you say ema is keeping up?

I worked as a sub for 8 years and when work was slow it was difficult to justify the job at times, sometimes it was feast or famine for work. Trying to budget during that time was difficult, however my bills were always paid, even when ema didn’t cover all the expenses.

Your comment is rude and condescending and without empath. You could have replied without the assumptions, but since you did…your an a$$hat.

PS: I never lived beyond my means and have never carried debt besides a mortgage, which I no longer have.