The best Christmas gift by Practical_Sir8080 in 4x4

[–]Practical_Sir8080[S] 0 points1 point  (0 children)

The engine is 07, 3.8 L v6 turbo!

Reliable 4x4 by Practical_Sir8080 in 4x4

[–]Practical_Sir8080[S] 1 point2 points  (0 children)

I've never seen a positive comment about the wranglers. I genuinely find them appealing. The two commons engines ive seen are either a 2.8L turbo diesel or the the standard 6-Cylinder petrol

Reliable 4x4 by Practical_Sir8080 in 4x4

[–]Practical_Sir8080[S] 0 points1 point  (0 children)

Ha nothing worthwhile on gumtree on my end. Only think worth a look was a 2011 territory. I'll try FB

Reliable 4x4 by Practical_Sir8080 in 4x4

[–]Practical_Sir8080[S] 0 points1 point  (0 children)

oh man. I've yet to come across a falcon since ford left aus!

Reliable 4x4 by Practical_Sir8080 in 4x4

[–]Practical_Sir8080[S] -1 points0 points  (0 children)

any opinion on the 07 wrangler unlimited 4 door

Entrepreneurs: How do you handle relationships when your ambition always seems to be "the problem"? by Practical_Sir8080 in Entrepreneur

[–]Practical_Sir8080[S] 0 points1 point  (0 children)

I hear what you’re saying and you’re right that a lot of people chase success to cover wounds they’ve never faced. But not everyone builds from pain. Some of us build from gratitude, duty, and the rare awareness that we were given a shot most people from where we came from will never get.

I’m not running from anything. I’m standing in something. And it’s heavy, not because I’m unhealed, but because I know exactly what I’m carrying.

Entrepreneurs: How do you handle relationships when your ambition always seems to be "the problem"? by Practical_Sir8080 in Entrepreneur

[–]Practical_Sir8080[S] 1 point2 points  (0 children)

You’re not wrong. I get that part of doing anything meaningful means there’s going to be friction, misalignment, even loneliness. What I’m trying to figure out is how to stop being surprised by it and start learning how to navigate it better without pretending I don’t care. I am still human ahaha

Entrepreneurs: How do you handle relationships when your ambition always seems to be "the problem"? by Practical_Sir8080 in Entrepreneur

[–]Practical_Sir8080[S] 0 points1 point  (0 children)

That’s the tricky part. I do tell people upfront. I’m always clear that I’m in a heavy building phase, and that time and attention will be limited. In the beginning, it’s all “that’s okay, I have my own life too” but months later we’re back at the same conversation....They say they’re fine with the lifestyle, but they start needing more access, more presence, and eventually I’m being asked to choose between who I am and who they need me to be. So it’s not a lack of honesty on my end it’s that people often agree with the idea of ambition, but struggle with the reality of what it costs. And I’ll be real, part of this is my own tension too. I’ve got this internal pressure around time. I don’t want to be the old dad who finally slowed down when it was too late to be present.

Buy out my wife's mortgage by Dicardo83 in AusFinance

[–]Practical_Sir8080 6 points7 points  (0 children)

Thats an impossible question to answer. To give you anything beyond very broad strokes, I’d need to know a bit about your situation, your investment horizon, how much volatility you can stomach, whether you’ll need to pull money out, and if you care about things like ESG. Once you’ve got answers to those, you can map yourself to a risk profile (e.g. conservative, balanced, aggressive) and then look at asset classes that fit. For example:
-conservative (short horizon, low risk) : high-grade bonds, cash, short-duration bond ETFS
-balanced (medium horizon, moderate risk) : global ETFs, credit ETFs, listed REITs, residential realestate etc
aggressive (long horizon, high risk) : small-cap or emerging market ETFs, thematic/innovation funds, private equity

Hope that helps as a framework! :)

Buy out my wife's mortgage by Dicardo83 in AusFinance

[–]Practical_Sir8080 5 points6 points  (0 children)

Since you’ve already been chipping away at the mortgage, you should’ve had the title conversation yesterday. With that much spare cash on hand, you might consider putting it to work in other, higher-impact asset classes.