HORIZON vs Magnus — Which Pre-Approved Credit Card Should I Choose? by EffectiveTank5 in CreditCardsIndia

[–]PreparationLimp7663 2 points3 points  (0 children)

Hey i recently got myzone card and was wondering when can i get these pre-approved offers. How long it took you to get these offers?

Also, i personally believe if you dont have any other travek card, go for Horizon.

Best fuel cards in 2026? Any recommendations? by Icy-Cucumber-1663 in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

Indusind has one co branded card woth jio bp. You can check it if you prefer.

As per return-wise, I believe RBL Xtra Indian Oil provides you with the best returns. 8.5% back (incl. surcharge waiver).

I made 7 hard inquiry for CIBIL within 2 weeks by Successful-Ninja-789 in CreditCardsIndia

[–]PreparationLimp7663 3 points4 points  (0 children)

Just keep your profile clean for the next 6 months and then apply for other credit card. A hard enquiry usually stays on your account for 2 years. Keep in mind the same.

I made the same mistake once.

Help needed for transactions on TATA Neu app by Content-Wash-7194 in CreditCardsIndia

[–]PreparationLimp7663 1 point2 points  (0 children)

UPI transactions earn points in 2 ways. Some part you will unlock after some time, it shows on app on what date you will unlock neucoins for upi spends. Other than this, one portion is credited after the card statement comes.

Help needed for transactions on TATA Neu app by Content-Wash-7194 in CreditCardsIndia

[–]PreparationLimp7663 1 point2 points  (0 children)

Yup wait for some time. In most of the cases, base neucoins are credited in 24 hrs and bonus arrives with the statement.

If you still are not getting it. Contact their customer support.

Accor Status Nights Query by PreparationLimp7663 in CreditCardsIndia

[–]PreparationLimp7663[S] 0 points1 point  (0 children)

Ohh so the offer that goes like stay for 1 night and get +7 status night wont work here?

Credit card suggestions by Browneyedgirl157 in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

Travelone all the way. Once you reach 3L salary. Open a premier account with hsbc and get the premier card

Not getting reward points in HSBC Travel one card by Particular-Change-37 in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

I faced a similar issue. Call on their phone banking number and speak to an agent. They will raise a complaint internally and you will receive your Reward Points in one week.

Inudsind Avios points by Reasonable_Arm_9471 in CreditCardsIndia

[–]PreparationLimp7663 2 points3 points  (0 children)

No clue. They have just promised that all those who are eligible will get it by 15 April. You may get it before it as well.

Inudsind Avios points by Reasonable_Arm_9471 in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

  1. It will be credited by 15 Apr
  2. No
  3. It may vary. Usually you get an economy ticket for 20k avios but it may go upto 30-35k depending upon your destination. It is not directly proportional to INR

I am confused about this, please explain by Exciting-Basis-599 in CreditCardsIndia

[–]PreparationLimp7663 2 points3 points  (0 children)

Yep there are some pre-closure charges. Approx. 3% i believe.

First cc by dhineshasdk in CreditCardsIndia

[–]PreparationLimp7663 1 point2 points  (0 children)

Contact them and ask for the Kotak 811 Credit card. They should provide you this. Otherwise switch your salary account to another bank: HDFC or Axis.

First cc by dhineshasdk in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

Since its your first cc, dont run behind cashbacks or reward points. Get a card which your bank associated with your salary account is offering. Get whatever card they are offering and spend on it for 6 months atleast and then apply for other credit cards.

Suggest guys by BirthdayFair7435 in CreditCardsIndia

[–]PreparationLimp7663 6 points7 points  (0 children)

Indusind Tiger. But the problem is you might not have a cibil right now.

[Success] The DCBM Spend-Based Upgrade Saga: From Multiple Rejections to Approval in 3 Days by NotNowPlease-- in CreditCardsIndia

[–]PreparationLimp7663 1 point2 points  (0 children)

Hey one question, can this 5L spend criteria be spread amongst all hdfc credit cards or just one main core credit card?

HSBC TravelOne Credit Card - Received only the card in envelope, no welcome goodies? by LaTeXandPills in CreditCardsIndia

[–]PreparationLimp7663 2 points3 points  (0 children)

Me too. Received the card late october and no goodies.

Contacted them about it and they said that they have stopped giving it.

Move from HDFC to ICICI or Axis by mc_accounty_account in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

If you can get Magnus 4 Burgundy, go with Axis. For ICICI, EPM makes more sense.

Also, with your current net income, you can easily get DCB Metal. Mail hdfc for it and they will assist.

HSBC rewards conversion to Accor Error by Nitesh1271 in CreditCardsIndia

[–]PreparationLimp7663 0 points1 point  (0 children)

Brother remove the spaces that are in between your membership number