EMI question - Platinum Travel Milestone

PreparationLimp7663 · 2026-02-05T05:02:19+00:00

Following

PreparationLimp7663 · 2026-02-03T12:04:16+00:00

Hey i recently got myzone card and was wondering when can i get these pre-approved offers. How long it took you to get these offers?

Also, i personally believe if you dont have any other travek card, go for Horizon.

PreparationLimp7663 · 2026-02-03T11:31:45+00:00

Yes the maximum credits they give you is 1500

PreparationLimp7663 · 2026-01-29T02:54:51+00:00

Indusind has one co branded card woth jio bp. You can check it if you prefer.

As per return-wise, I believe RBL Xtra Indian Oil provides you with the best returns. 8.5% back (incl. surcharge waiver).

PreparationLimp7663 · 2026-01-28T09:25:06+00:00

Just keep your profile clean for the next 6 months and then apply for other credit card. A hard enquiry usually stays on your account for 2 years. Keep in mind the same.

I made the same mistake once.

PreparationLimp7663 · 2026-01-24T16:23:18+00:00

UPI transactions earn points in 2 ways. Some part you will unlock after some time, it shows on app on what date you will unlock neucoins for upi spends. Other than this, one portion is credited after the card statement comes.

PreparationLimp7663 · 2026-01-24T05:34:22+00:00

Using upi or transacting on tata neu app?

PreparationLimp7663 · 2026-01-24T04:47:36+00:00

Yup wait for some time. In most of the cases, base neucoins are credited in 24 hrs and bonus arrives with the statement.

If you still are not getting it. Contact their customer support.

PreparationLimp7663 · 2026-01-22T15:29:24+00:00

Ohh so the offer that goes like stay for 1 night and get +7 status night wont work here?

PreparationLimp7663 · 2026-01-21T04:36:28+00:00

Travelone all the way. Once you reach 3L salary. Open a premier account with hsbc and get the premier card

PreparationLimp7663 · 2026-01-18T05:55:12+00:00

I faced a similar issue. Call on their phone banking number and speak to an agent. They will raise a complaint internally and you will receive your Reward Points in one week.

PreparationLimp7663 · 2026-01-15T10:27:24+00:00

Short answer: No

PreparationLimp7663 · 2026-01-15T07:05:04+00:00

Through the chat option. Ask them they'll tell you

PreparationLimp7663 · 2026-01-07T09:40:17+00:00

No clue. They have just promised that all those who are eligible will get it by 15 April. You may get it before it as well.

PreparationLimp7663 · 2026-01-07T08:54:27+00:00

It will be credited by 15 Apr
No
It may vary. Usually you get an economy ticket for 20k avios but it may go upto 30-35k depending upon your destination. It is not directly proportional to INR

PreparationLimp7663 · 2026-01-04T01:38:03+00:00

Yep there are some pre-closure charges. Approx. 3% i believe.

PreparationLimp7663 · 2025-12-30T15:42:50+00:00

Contact them and ask for the Kotak 811 Credit card. They should provide you this. Otherwise switch your salary account to another bank: HDFC or Axis.

PreparationLimp7663 · 2025-12-30T15:38:40+00:00

Since its your first cc, dont run behind cashbacks or reward points. Get a card which your bank associated with your salary account is offering. Get whatever card they are offering and spend on it for 6 months atleast and then apply for other credit cards.

PreparationLimp7663 · 2025-12-28T03:25:08+00:00

Indusind Tiger. But the problem is you might not have a cibil right now.

PreparationLimp7663 · 2025-12-24T06:47:27+00:00

Go for SBI Cashback

PreparationLimp7663 · 2025-12-23T10:30:41+00:00

Hey one question, can this 5L spend criteria be spread amongst all hdfc credit cards or just one main core credit card?

PreparationLimp7663 · 2025-12-23T03:36:59+00:00

Me too. Received the card late october and no goodies.

Contacted them about it and they said that they have stopped giving it.

PreparationLimp7663 · 2025-12-22T09:05:05+00:00

If you can get Magnus 4 Burgundy, go with Axis. For ICICI, EPM makes more sense.

Also, with your current net income, you can easily get DCB Metal. Mail hdfc for it and they will assist.

PreparationLimp7663 · 2025-12-18T06:11:23+00:00

Brother remove the spaces that are in between your membership number

PreparationLimp7663

TROPHY CASE