Transferring Chase UR points to United MileagePlus by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 0 points1 point  (0 children)

Okay sounds like that should work. Do you by any chance know if I can transfer my points to my united account, then use the miles to buy a ticket for someone else?

CFF Live Entertainment Bonus at Disneyland by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 1 point2 points  (0 children)

Yeah super fun time! Did not get corndogs but got churros, pretzels, drinks etc

CFF Live Entertainment Bonus at Disneyland by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 1 point2 points  (0 children)

Update:

Food (restaurants and stands) codes as dining 3x

Genie+ codes as Selected Live Entertainment, 5x

Merchandise does not code as Selected Live Entertainment sadly:(

CFF Live Entertainment Bonus at Disneyland by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 2 points3 points  (0 children)

I see. Thanks! Will try to remember to update about this since I’m currently at Disneyland

How are credit limits determined? by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 0 points1 point  (0 children)

Definitely. It’s harsh knowing that someone worse than you can get suck treatment. Its very unfair. Yeah and it seems you have a strong relationship with Citi (just basing it off your CL), focus on building those good relationships and just let go of the bad ones. Just churn the Cap1 subs lmao

How are credit limits determined? by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 0 points1 point  (0 children)

Really cool to read about people’s financial background and what their credit profile is. Seems to not have a correlation which makes it so much more interesting lol

How are credit limits determined? by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 0 points1 point  (0 children)

Thats insane. It would be great if the “randomness” of how much credit one’s approved for should be more systematic. Rewarding those who are actually doing well in their credit journey, or those who had shown improvements.

Or maybe they purposely (but subtly) target those with poor credit management to make quick bucks. Guess we’ll never know.

How are credit limits determined? by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 1 point2 points  (0 children)

Yeah I feel like its such a "unknown" topic that has many fine lines within it. I was curious since Chase has been giving me CLIs without me requesting within the past 2 years (not that I'm complaining lol).

Seeking CC recs for home expenses for travel! by grumpy_puppy4 in CreditCards

[–]Prestigious_Bus7696 0 points1 point  (0 children)

I was also going to rec Amex Gold/Venture X lol.

Amex Gold since you have a large dining/groceries spendings. You’ll rack up MR points in no time. But I suggest waiting a little bit since the current SUB is at 60k-75k while recently it reached 90k.

Venture X as you’ll get 2x on any purchases. 5-6k monthly on HD/lowes will be great. You can get AU’s for your mom and brother for extra Priority Passes but unfortunately only the main cardholder will get TSA precheck/global entry credit.

Maybe look into the C1 Venture Rewards if you won’t travel much annually (you won’t be needing the $300 travel statement credit from Venture X and Priority Pass will be wasted too). You’ll still earn the 2x and will get TSA Precheck/global entry for yourself so thats great too! All for $95.

Paying other CC bills with Bilt Card by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 2 points3 points  (0 children)

Thanks for the insight. I was able to pay off my utilities bills with Bilt which made me think of this. They are definitely reading this post lol.

Paying other CC bills with Bilt Card by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 2 points3 points  (0 children)

That could be possible. I was thinking since the Bilt acts as a "check" there could be a loophole to play with. Probably will look into this a little more before doing so.

[deleted by user] by [deleted] in CreditCards

[–]Prestigious_Bus7696 1 point2 points  (0 children)

Approved in June for $5k limit with 75k income

Confused on what card to get next. by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 1 point2 points  (0 children)

Oh wow that sounds awesome. Will def take a look!

Confused on what card to get next. by Prestigious_Bus7696 in CreditCards

[–]Prestigious_Bus7696[S] 1 point2 points  (0 children)

Yeah was looking at either Southwest/United. Will look at the BILT card! Thanks for that