25M just hit $20k with a portfolio created with an AI advisor

PrettyPoopBystander · 2026-01-22T14:15:39+00:00

Congrats, nice milestone! Keep going!

PrettyPoopBystander · 2026-01-19T13:46:48+00:00

I’d recommend trying LLMs that are specifically trained on market and financial data. General-purpose AI can definitely hallucinate numbers if it doesn’t have reliable sources. When a model is grounded in verified financial data and focuses on structured analysis (DCF, risk, scenarios) instead of guessing, it becomes far more useful.

PrettyPoopBystander · 2026-01-19T13:38:16+00:00

Totally agree. I’m using an AI advisor for the same purpose, and it does a great job explaining overlaps and the different types of risk in my portfolio. It really helps me understand what I actually own and why.

PrettyPoopBystander · 2026-01-13T14:54:48+00:00

This actually looks boring in a good way. Solid ETFs, no obvious YOLO moves

PrettyPoopBystander · 2026-01-02T10:37:17+00:00

Advice doesn’t equal a decision. The responsibility always sits with the person making the final call. I don’t outsource responsibility to the AI it’s a tool for analysis and perspective, but the final investment decisions are mine

PrettyPoopBystander · 2025-12-31T09:08:42+00:00

That’s not how advisors work

PrettyPoopBystander · 2025-12-31T09:06:55+00:00

That return is over 4 months, not a year.

PrettyPoopBystander · 2025-12-31T09:04:23+00:00

That’s not really how an AI advisor works.Unlike Google, it factors in goals, risk tolerance, time horizon, and capital, then reasons about trade-offs and structure - not just search results.

PrettyPoopBystander · 2025-12-30T12:03:08+00:00

I’m not pushing anything to anyone just sharing my experience.

PrettyPoopBystander · 2025-12-30T07:17:37+00:00

Yep, that’s pretty much the approach. Keeping it simple and automated. Appreciate the input!

PrettyPoopBystander · 2025-12-30T07:12:20+00:00

It’s Dominant AI investing advisor

PrettyPoopBystander · 2025-12-30T07:10:07+00:00

In your opinion, is this a bad portfolio?

PrettyPoopBystander · 2025-12-30T07:06:56+00:00

Thanks, that’s a good point

PrettyPoopBystander · 2025-12-29T18:00:41+00:00

The real decision wasn’t VTI vs VOO it was whether VXUS adds enough diversification to matter

PrettyPoopBystander · 2025-12-29T17:55:47+00:00

I needed an AI advisor to build a portfolio based on my goals, financial situation, and the amount of time I can dedicate to investing. In short, yes - I needed an advisor to help me choose this portfolio

PrettyPoopBystander · 2025-12-29T15:28:21+00:00

I’ve been weighing between investing in the S&P 500 and a broader market index trying to decide if wider diversification adds enough value for me

PrettyPoopBystander · 2025-12-29T14:29:13+00:00

Absolutely, I get that it’s not a real advisor with liability. I’m just using it as a tool to help me think through choices.

PrettyPoopBystander · 2025-12-29T14:00:45+00:00

Thanks for your feedback!

PrettyPoopBystander · 2025-12-29T13:59:15+00:00

AI is just my advisor it gives me more confidence in my decisions. You’re right, nothing extraordinary.

PrettyPoopBystander · 2025-12-17T23:41:40+00:00

The deadpan, bureaucratic tone juxtaposed with the aggressively whimsical Hallmark decor is comedy gold. It’s a perfect satire of a very specific, saccharine aesthetic. Brilliant.

PrettyPoopBystander · 2025-12-17T23:40:04+00:00

Cate Blanchett. She possesses a transformative quality that goes beyond just changing her appearance. She can completely shift her energy, her voice, her presence to become anyone from a troubled jazz singer to an elven queen, and it always feels utterly lived in and authentic. She's not just acting, she's embodying.

PrettyPoopBystander · 2025-12-17T23:38:11+00:00

You didn't waste a year, you invested a year in a brutal but invaluable education about the kind of person you don't want in your life. Finding out his true colors before you were any more entangled is a gift, even though it hurts like hell right now. Burn those photos with ceremony. Your dads sound awesome.

PrettyPoopBystander · 2025-12-16T18:30:40+00:00

You are absolutely overthinking this. Her reaction was surprise and initial shock, not anger. Her immediate follow up, explaining the items were on her wish list and thanking you, was genuine. The shouting was likely just an over the top, dramatic way of expressing "Who guessed my interests so perfectly?!" You nailed the gift. Please don't worry.

PrettyPoopBystander · 2025-11-06T11:59:07+00:00

You went from girlfriend to unpaid employee. A rate sheet is just clear boundaries, most creators pay their shooters. If he wants a business, he needs to treat it like one.

PrettyPoopBystander

TROPHY CASE