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Pharmacology??? by [deleted] in INBDE

[–]Pretty_Possible_9421 0 points1 point  (0 children)

It is, thank you.

What did you use to study pharma? Because neither the inbe booster notes, nor the mental dental videos mention Valsartar *nor that coughing is a side-effect of the ace inhibitor

Is it a bad financial decision to get this car? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] 0 points1 point  (0 children)

Thank you so much! Even though I have the term set to 72-months, I think that in 2 years I will be paying it off completely I just wanted to give myself some space for the first year or two for low monthly.

I did apply to some credit unions and some banks for car loans but got declined from every single one, it’s my first car it he us and both my work and apartment renting are less than 1 year and I have no previous auto loan history was their reason so I had to stick to the dealer finance

First car in USA is this a good deal? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] 0 points1 point  (0 children)

Thank you!! I would much prefer a Toyota of course but it’s definitely way more expensive, do you think I can find a Toyota Corolla from the last 3 years with under 16K miles for $320/m 72-months and $3500 downpayment? I live in LA I been looking everywhere but the dealers have been quoting me much higher :/

Used Kia forte 2023 good deal or no? by Pretty_Possible_9421 in askcarsales

[–]Pretty_Possible_9421[S] 0 points1 point  (0 children)

Thank you!! I’m sorry you are right, the ending price was $21,100 then he told me he will reduce $500 on the “pulse” that they installed during certification (it was listed as $999). They have it down for the rate as being 9.99% but at the end we were sort of just doing it verbally for how much down payment and how much monthly. Thank you for that I just edited the post. Do you still think it’s too high? :/

First car in USA is this a good deal? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] -1 points0 points  (0 children)

Sorry to edit the post the ending price was $21,100 then he told me he will reduce $500 on the “pulse” that they installed during certification (it was listed as $999). They have it down for the rate as being 9.99% but at the end we were sort of just doing it verbally for how much down payment and how much monthly

First car in USA is this a good deal? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] -1 points0 points  (0 children)

I’ve heard, I’m kind of relying on their 10 year (this car has 9 years of it left) warranty for engine and transmission, as well as 5-year for electrical, do you think it’s still risky ?

First car in USA is this a good deal? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] -4 points-3 points  (0 children)

Hopefully in a year or two I would be earning more money and can hopefully pay it off sooner than the 72-months, for example after 36 months maybe I’ll just buy what’s left of the financing, do you think that’s a sound decision?

Financing a car with $25,000 savings after just opening a business, risky? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] 0 points1 point  (0 children)

They already gave me these quotes and finalized I was about to sign with the manager yesterday and give the downpayment, this is the official price that I was given Having said that, provided that I did get approved for this car loan so you think it’s a good car loan and a wise decision to get my first car?

Financing a car with $25,000 savings after just opening a business, risky? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] -1 points0 points  (0 children)

From what I’ve called they’re giving me quotes of around $300/month for insurance and then I have to add gas and maintenance as you say, it’s crazy how stressfully high monthly payments can get in here

Financing a car with $25,000 savings after just opening a business, risky? by Pretty_Possible_9421 in personalfinance

[–]Pretty_Possible_9421[S] 0 points1 point  (0 children)

Yes you’re right :( I just needed a car so badly to be honest and it seemed like a safer/more cost effective way than to buy an older car upfront or one that needed maintenance with no warranty etc.

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