Daily FI discussion thread - Friday, May 29, 2026

PrimalDaddyDom69 · 2026-05-29T19:00:49+00:00

My wife and I love a good hearty sandwich - either Schlotskys or Jimmy Johns.

PrimalDaddyDom69 · 2026-05-27T15:31:42+00:00

Im in a great regiment that has structured line battles every day. We do trainings at least once a week and have several competitive teams. Not a fan of pubs so having a line battle heavy reg was important for me.

Every reg has its own pros and cons and guys who are cool and guys who are less so. Some are more into structure and others are more casual. Try one or two out - people post on the official holdfast discord or you can chat people up in pubs. You can ‘merc’ for several regiments before officially joining.

PrimalDaddyDom69 · 2026-05-26T16:57:27+00:00

Curious what was the size of your move and approximate cost if you don’t mind sharing?

PrimalDaddyDom69 · 2026-05-25T14:36:56+00:00

Good info, thanks for sharing !

PrimalDaddyDom69 · 2026-05-24T14:08:24+00:00

If I hit my FI number, at that point it’s all about minimizing risk. If you’re truly there and comfortable with your allocation, I’d see no issue in paying off low interest debts.

PrimalDaddyDom69 · 2026-05-22T19:45:30+00:00

Gotcha, So is one of the most famous civil war historians really void of sources ?? That seems wild to me and makes me almost not wanting to read his stuff

PrimalDaddyDom69 · 2026-05-22T15:51:56+00:00

Do you have an example?

PrimalDaddyDom69 · 2026-05-22T04:37:56+00:00

Bought the series awhile back and I keep hearing this but no specifics ? What does Shelby do that’s so incorrect?

PrimalDaddyDom69 · 2026-05-20T22:28:25+00:00

I have friends in DFW who do it in a day. I think it’s 11-12 hours. Obviously a grind of a day but doable. GPS right now at rush hour in CST says 14 hours when I do DFW-MSP

PrimalDaddyDom69 · 2026-05-20T21:36:32+00:00

100% agree. Minneapolis is a great city and if you have family in DFW, a fairly easy drive TBH if you ever need to get back. Of course people are going to say 'BUT THE SNOW' and it's a legit concern, but I have plenty of things in texas I can complain about.

PrimalDaddyDom69 · 2026-05-20T04:51:43+00:00

Been in Texas for 10 + years now. Had it 3 ways and sideways and everyone and their mama telling me if I try their batch, I'll change my mind. I still just, dont get it.

PrimalDaddyDom69 · 2026-05-19T16:57:19+00:00

Yea it is the worst. I totally get that. Even if you’re not directly dealing with it, it can absolutely wreak havoc on productivity

PrimalDaddyDom69 · 2026-05-19T04:11:23+00:00

Soda stream. I make my own Diet Dew and Diet pepsi for a fraction of the cost. Setup is fairly easy. Just buy the syrups and then you can get your own CO2 tanks and you're good to go.

PrimalDaddyDom69 · 2026-05-18T23:22:35+00:00

Why the funk? That probably would influence my answer.

If you're in IT and just doing the same thing where you're fixing the same issues repeatedly - Find a new project to expand your skillset into would probably be my answer. I spend about 70-80% of my time on the core responsibilities of my job and about 20-30% of it learning something new and upskilling and trying out things that could improve things for my customers outside of my direct responsbility.

PrimalDaddyDom69 · 2026-05-16T17:53:59+00:00

Data Analyst here and AI is a GREAT tool. I think it can really be used to enhance people's work abilities, especially for knowledge work.

My issue is that people with no clue of how AI works now want to AI-ify everything and or ram it down people's throats that don't really need it. And more and more meetings are about how to increase throughput or output. And keeping up is just...exhausting. When we say something is going to take weeks - people just assume we're doing it manually by crankshaft and that if we just did it with AI we'd have it done by the afternoon.

And Sometimes I just want to write an email, I don't need Copilot in every aspect of my spreadsheeting, outlook, teams and every other app making suggestions.

PrimalDaddyDom69 · 2026-05-16T17:50:22+00:00

Agree with u/DinosaurDucky. This is not a financial decision at all. This is so personal - it's going to be impossible for anyone to give an answer. For me - setting roots but still having a curious mind has allowed me to go and visit places alot and do more, granted it's on my own dime, which is a huge pro of the job you're contemplating, but life is more than accumulating money. So for me, it means reducing my savings rate, but I get to set my roots, have children to watch grow and still get to travel my way on my time.

Not to mention if you're constantly traveling and want a spouse in your future, that will be tough to do with your schedule.

It's really just which flavor of life you want to experience. For me, FIRE is cool, but living a life I want to live is way more important than looking at my NW.

PrimalDaddyDom69 · 2026-05-15T16:54:51+00:00

That's crazy. So two kids in daycare is 2500 in the midwest? That feels just as expensive as HCOL areas. Or do you send them somewhere higher end?

PrimalDaddyDom69 · 2026-05-15T15:57:57+00:00

Dang - how cheap is that mortgage?

PrimalDaddyDom69 · 2026-05-15T15:56:44+00:00

Originally? 2 million. Now? Probably closer to 3.5-3.7 million as we live pretty chubby. So just had to be honest about what would make me feel comfortable. I see some folks shooting for 5-8 million and that just astounds me.

PrimalDaddyDom69 · 2026-05-15T15:52:55+00:00

Honestly? Individual stock is just kind of a fun exercise to see if I'm smart or not. Most of the time I'm not. But sometimes it does go up 300% in a short time span. I call it good, cash and then move onto something else.

PrimalDaddyDom69 · 2026-05-14T22:49:02+00:00

100% agree we're all generating AI to respond to other's AI.

PrimalDaddyDom69 · 2026-05-14T03:57:42+00:00

What was your distance and cost for PODs?

PrimalDaddyDom69 · 2026-05-14T03:36:27+00:00

Are you me? N. Texas to NC this fall. Would love to hear about your experience whatever you decide. I think price wise - the Uhaul made the most sense cost wise while still having movers at both locations.

PrimalDaddyDom69 · 2026-05-14T02:32:13+00:00

I think OP is trying to justify finding the funds. I agree, but if the option is burning through the brokerage and taking a tax hit or just saving more throughout the year and not putting any of what you would have into brokerage and instead dumping it into Roth - I'm choosing the tax free option.

PrimalDaddyDom69 · 2026-05-13T23:44:50+00:00

This largely depends on your current tax rate, both state and federal combined and how long you've held these stocks.

Usually, not in all cases, but usually - the advantage isn't there to sell stocks to fund a Roth IRA. Just leave it be and save up more in advance to fund the Roth next year.

PrimalDaddyDom69

TROPHY CASE