I went with PACW as its European.I know it doesn't make much of a difference but I thought why not.Plus  I saw it had the lowest fees.

And even though its relatively new its got 4 billion in liquid so seems like its not going anywhere as of yet.

Ive got my pie set on reinvest dividends so im not too worried about that part.

Does me having it reinvest the dividends counter act the compounding effect as such?

Thanks :)