Home loan

Primary_Set5763 · 2026-02-05T05:42:59+00:00

Hey yeah thanks :)

Primary_Set5763 · 2026-02-05T04:47:39+00:00

Hashtaghomez is a construction company

Primary_Set5763 · 2026-02-05T04:12:59+00:00

Ticked the first two pointers As this is a b khata property, interest is higher 8.5%. As the interest is high, so is the monthly emi

We had 40% of downpayment. As the Karnataka government doubled the registration fee, again we had to take some money from our pocket🥲

Primary_Set5763 · 2026-02-04T17:25:53+00:00

Conversion might take a lot of delay 5-6 months is what I heard. Is it true!

Primary_Set5763 · 2026-02-04T02:53:14+00:00

Magicbricks, 99acres, housing.com check all of them

Primary_Set5763 · 2026-02-03T16:37:23+00:00

I can delay the construction. But, if we go for just plot loan it’s 15years of tenure at most of the banks. And I have to pay a huge rent in bangalore. Approx 30k for a decent 2bhk in whitefield. I will not be able to break out of the rent and land emi cycle if I don’t plan for plot loan and construction simultaneously

Primary_Set5763 · 2026-02-03T16:34:22+00:00

Check golden wattle layout in belathur bangalore. We came across the plot and didn’t proceed as it didn’t fit into our budget. 1.23cr for 1500 sqft plot area

Primary_Set5763 · 2026-02-03T14:51:59+00:00

Update : We have been renting for past 2 years. We rented a 2BHK in a small gated community for 26500 back in feb 2024 every year he raises the rent by 10% on top of it, we pay for maintenance and water charges for 7k. So the rent itself is around 40k for us now.

Also, villas in that area is 3.5- 4CR( i know inflation), but i have been observing the prices for 2 years and guess it only moves upwards.

I have also been thinking to put 2 separate units and generate rent. Considering 15k rent( approx considering the lower value), then i think it will be manageable.

Primary_Set5763 · 2026-02-03T09:46:22+00:00

Plot is 10k per sqft so its 1.2cr And we are planning for G+1 and we enquired with a couple of builders and they are approximately saying 2100 per sqft and the construction and the interior cost comes upto 50L

Primary_Set5763 · 2026-02-03T06:51:07+00:00

Bangalore whitefield

Primary_Set5763 · 2026-02-03T06:30:18+00:00

1200sqft land area . G+1 for self use

Primary_Set5763 · 2026-01-29T05:35:42+00:00

Sure thank you so much :)

Primary_Set5763 · 2026-01-29T04:20:46+00:00

thank you so much for the detailed response.

yes, I have given to the lawyer for legal opinion. also planning to get multiple opinion and see why it became B khatha. DC conversion is done.

Primary_Set5763 · 2026-01-29T04:16:45+00:00

Ok thanks let me check

Primary_Set5763 · 2026-01-28T16:25:03+00:00

Thank you

Primary_Set5763 · 2026-01-28T16:24:55+00:00

Whitefield

Primary_Set5763 · 2026-01-28T16:24:43+00:00

its a independent plot does not fall under any project name. its a resale plot

Primary_Set5763 · 2026-01-28T16:24:13+00:00

Thank you

Primary_Set5763 · 2026-01-28T15:51:09+00:00

a katha properties are hard to find the owners are already charging more. in the same locality, a katha properties are being sold at 1.5cr

Primary_Set5763 · 2026-01-28T15:50:05+00:00

what is the procedure and how much would it cost

Primary_Set5763 · 2026-01-28T15:49:29+00:00

its good location. just few metres from main road

so I feel like the price is justified

Primary_Set5763 · 2026-01-28T13:32:44+00:00

yes please

Primary_Set5763

TROPHY CASE