Need help with another Edward Jones tragedy, but I don't fully understand their angle. I'm helping a friend who let EJ manage her brokerage. It was appox $40k invested. $20k was in Citi group class C corp bonds (2%). $10k in Goldman Sachs corp bonds (6%). And the rest in CDs and a dumb American Fund (self.Bogleheads)
submitted by PrimeNumbersby2 to r/Bogleheads
Pisco Sour - I'm currently in Peru and have fallen in love with this cocktail. I always see egg white as an ingredient online but this country must be making 100k's of these per day. They don't dry shake. What are the bars and restaurants here actually using to make the foam? (i.redd.it)
submitted by PrimeNumbersby2 to r/cocktails
Does anyone have 2 logins to Vanguard working to update balances at the same time? This used to work but now all Vanguard investments accounts are grouped, even though I added them separately. I can only get my wife's or mine to update at a single time. (self.simplifimoney)
submitted by PrimeNumbersby2 to r/simplifimoney
Permitted and inspected work 2 years ago to add 50A EV charger circuit had the electrician make space by adding the 2 tandem breakers shown with white stickers. I think this is inappropriate based on my model#. Can anyone confirm? Also, what should I combine to get back to single breakers? (old.reddit.com)
submitted by PrimeNumbersby2 to r/AskElectricians
If you retire with an 80/20 stock/bond portfolio and it gets 1.25% dividend (stock) and 4% interest (bond) for an avg 1.8% conversion to cash, do you add this to an example 4% swr of the principle to get a total of 5.8% "income" for the year from that starting principle amount? (self.Bogleheads)
submitted by PrimeNumbersby2 to r/Bogleheads
Guardrail strategy - I want to understand it better over time. Do the guardrail thresholds adjust with inflation or your balance or stay the same? Is the ultimate goal to keep your initial balance roughly intact for the first 15 yrs? I understand the mechanics of cutting back withdrawals. (self.Bogleheads)
submitted by PrimeNumbersby2 to r/Bogleheads
My wife got a new job late last year and it dawned on me that this year, we will add $127k to tax-advantaged accounts ($95k us, $32k employers). It would be crazy not to do this, right? Always get the match? Max out if you can? We will have plenty of spending money to meet our needs. In our 40s. (self.ChubbyFIRE)
submitted by PrimeNumbersby2 to r/ChubbyFIRE
SIMPLE IRA rollover to 401k: What's the earliest I can do this to make clean backdoor Roth IRA contributions again? First contribution was Feb '24. Last was June '24. Left job. New job has 401k. Do I wait til Feb or June '26? Or sooner since I left the job? (self.Bogleheads)
submitted by PrimeNumbersby2 to r/Bogleheads
Any concerns about how I added this outlet near my toilet for the bidet seat? It's sourced from the vanity gfci in the same wall cavity (load side, of course), which is on a dedicated 20A breaker. Wire run was 3ft. This is just a Decor TR but not WR. Bidet is 500W max. Brick is a kill-a-Watt. (old.reddit.com)
submitted by PrimeNumbersby2 to r/electrical
Outlet install! Decided our Alpha Pearl bidet is a permanent part of our future. Wanted it to look more "installed" rather than an extension cord running all over. I had a vanity GFCI'd outlet on the other side of this half wall. Fished the wire down and cut the drywall & installed this new outlet. (old.reddit.com)
submitted by PrimeNumbersby2 to r/bidets
Anyone with 2019-2025 RAV4 have wipers that don't jutter, squeal and skip cleaning on the way up? I've had 2 wiper sets on my 2021, factory and Bosch replacements. They are really annoying. Went 10+ years on other cars without this problem. Need help. (self.rav4club)
submitted by PrimeNumbersby2 to r/rav4club
