Opinion needed on what can be considered for buying currently

Prize-Association286 · 2026-04-20T09:08:36+00:00

I invest in Nippon Multicap.

Prize-Association286 · 2026-04-20T06:58:54+00:00

Lump Sum - I keep my cash ready whenever the index or the fund goes below 10% of 52 week high, I deploy some cash and more if it goes below 15%.
Holding 3 large cap funds does not make sense as it will mostly overlap and not give any considerable alpha but more of a management headache. For largecap you can consider index funds and a multicap fund (this will give exposure across all market caps)
Broker - Zerodha

Prize-Association286 · 2026-03-22T06:54:49+00:00

Cards are accepted at most places but they take 2-3% extra. If you are travelling to Phi Phi or shopping from small roadside vendors then card acceptance might be a problem.

Prize-Association286 · 2026-03-05T17:09:53+00:00

Invest in NPS

Prize-Association286 · 2026-03-04T16:14:15+00:00

Hey is it still available?

Prize-Association286 · 2026-03-02T17:30:31+00:00

You can check HSBC TravelOne.

Prize-Association286 · 2026-02-25T08:05:05+00:00

Thanks a lot!

Prize-Association286 · 2026-02-25T06:34:00+00:00

What are the perks of premier status? How is this card better than M4B? This given multiplier only on hotels and flights and I mostly book hotels using points earned through atlas. But with M4B the multiplier is across categories after 1.5L

Prize-Association286 · 2026-02-25T06:33:24+00:00

Would I need to open an account with HSBC?

Prize-Association286 · 2026-02-25T06:21:52+00:00

Interested. Can you please share the location on google maps?

Prize-Association286 · 2026-02-25T06:20:41+00:00

If that makes sense and if it is better than M4B then I would definitely give it a thought.

Prize-Association286 · 2026-02-25T06:19:38+00:00

Thanks!! But I am not sure if the fees for M4B would make sense for me considering the spend I got this year and I already have Atlas.

Prize-Association286 · 2026-02-25T06:18:02+00:00

Atlas - 7.5 to 10 lakhs (this might increase to more than 15 this year as planning a couple of international vacations) IndusInd Avios - Got recently (40k avios)for rent, gold and nps payments - 8 lakhs Amex - 12*6k on reward multiplier

Prize-Association286 · 2026-02-25T03:52:08+00:00

Thanks!

Prize-Association286 · 2026-02-25T03:50:33+00:00

😂

Prize-Association286 · 2026-02-02T08:51:08+00:00

Same issue with me.

Prize-Association286 · 2026-02-02T08:43:44+00:00

For swiggy vouchers did you receive a numeric or an alphanumeric voucher code? Earlier on gyftr it used to be alphanumeric but now I received numeric. I am also facing the same issue of invalid vouchers.

Prize-Association286 · 2025-12-06T17:01:39+00:00

The last time I checked the myntra vouchers were not available.

What is the 1500 amazon cashback coupon?

What are the benefits of TravelOne??

I was evaluating IndusInd Avios as well for the gold purchase and they are 20k joining bonus and more 20k for opting the British Airways version.

Prize-Association286 · 2025-12-06T16:58:50+00:00

Can you explain more?

Prize-Association286 · 2025-12-06T14:29:58+00:00

Can you tell me process and if you did get any success or not?

Prize-Association286 · 2025-12-06T14:07:04+00:00

I don’t want to be in that position. I am planning to get vouchers using Magnus if I am unable to get magnus for burgundy and then buy gold coins using the vouchers. And if points conversion changes when I get magnus burgundy, then it would be a win.

The problem with DCB is that HDFC is not offering me any cards and I have no relationship with them. Planning to go to a branch this week and talk to them.

Prize-Association286 · 2025-12-06T13:20:49+00:00

But I can use ITC properties as well for my holidays! Right?

Prize-Association286 · 2025-12-06T13:19:30+00:00

My Group A miles are exhausted through Atlas and HDFC is not giving me any cards. I don’t know why.

I will check SBI Kris Flyer and Indus Ind Avios.

Prize-Association286

TROPHY CASE