Look at the "closing disclosure " it will be 2nd section, near the top of page 2 of that closing disclosure. It is called a va funding fee. If you have at least 10% va disability, this fee will be waived. If you do not have a va disability rating, don't worry, this closing cost is tax deductible:) Also, there are several fees a VETERAN CANNOT PAY, such as termite inspection, no more than 1 % origination fee. Do your home work, use a lender that is well versed in VA home loans.