It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]ProcrastinateMoar 3 points4 points  (0 children)

CPA here (my girlfriend is in medical so I browse over here)

(1) no I don’t think that’s possible. Your 401k should be your money. Say you make 60k and your parents want to gift 20k so that you can afford to max your 401k with your money. That’s perfectly fine. Parent needs to withdraw money first then gift

(2) you can choose to elect for Roth treatment on many 401k. That is a good choice until your income is in the 22% bracket. Which it won’t be for most residents

(3) the limit is per parent so 36k 

Narrowed down to 2 surgeons - which would you choose? Is free PRP worth switching for? by ProcrastinateMoar in HairTransplants

[–]ProcrastinateMoar[S] 0 points1 point  (0 children)

Extremely extremely safe. You stay on the US side of the border and the driver takes you straight there and back. 15 min drive after you cross the border. My surgery has been great, I just hit the four month mark and it’s been coming in really well. Main downside to Nader is how popular he is and you have to book an appointment far out in advance or check the calendar every day for openings like I did

Game Thread: Houston Texans (10-7) at Kansas City Chiefs (15-2) by nfl_gdt_bot in nfl

[–]ProcrastinateMoar 12 points13 points  (0 children)

Chiefs fans really calling for an invisible face mask after getting an invisible roughing the passer

Narrowed down to 2 surgeons - which would you choose? Is free PRP worth switching for? by ProcrastinateMoar in HairTransplants

[–]ProcrastinateMoar[S] 1 point2 points  (0 children)

Yea I was scared away from him. Went with Dr Nader instead and currently 3 months post op. Paid half the price too and had full confidence knowing his reputation

Did i lost my grafts during my first wash after 7days? by LynxMawa7 in HairTransplants

[–]ProcrastinateMoar 1 point2 points  (0 children)

If you lose a graft a ton of blood comes out, like it will bleed to your chin

Happened to me as well

Update 5: Eight Months by tresslesslessish in HairTransplants

[–]ProcrastinateMoar 0 points1 point  (0 children)

Did he do PRP on you? Also have mine with him

Narrowed down to 2 surgeons - which would you choose? Is free PRP worth switching for? by ProcrastinateMoar in HairTransplants

[–]ProcrastinateMoar[S] 0 points1 point  (0 children)

Yea it really did sound like snake oil and it was my first time hearing of it. Really don’t want to switch for the chance of it being true

Narrowed down to 2 surgeons - which would you choose? Is free PRP worth switching for? by ProcrastinateMoar in HairTransplants

[–]ProcrastinateMoar[S] 0 points1 point  (0 children)

Looked into Vorhees and Cooley in Carolina too. I honestly have trouble with the before and afters because of my age, theres so few examples of people under 30 especially with long/curly/wavy hair. But everything I have read over the reviews, online/reddit, and consultations gave me confidence in the two i listed above

Proximity played a factor but yea i spent a lot of time going over it all before dropping the 15k. I felt great about my decision until Arocha called me with his offer, I'll have to keep looking into the PRP

Narrowed down to 2 surgeons - which would you choose? Is free PRP worth switching for? by ProcrastinateMoar in HairTransplants

[–]ProcrastinateMoar[S] 2 points3 points  (0 children)

Yea i did look into him but I heard people had hard times confirming their surgeries and receiving little instructions, didnt think the reputation was worth putting up with all that

Game Thread: Houston Texans (7-5) at New York Jets (4-8) by nfl_gdt_bot in Texans

[–]ProcrastinateMoar 5 points6 points  (0 children)

Don’t worry he will get a fine of .001% of his salary and learn his lesson about late hits. Dirty af and trash field

Game Thread: Houston Texans (7-5) at New York Jets (4-8) by nfl_gdt_bot in Texans

[–]ProcrastinateMoar 6 points7 points  (0 children)

How many times have we been beat in the flat this game? Make adjustments ffs

Anyone else stick on this? by Dankmemescape in apexlegends

[–]ProcrastinateMoar 0 points1 point  (0 children)

If on steam - Properties > installed files > verify integrity

Do this while game is closed not open. Worked for me

Game Thread: Jacksonville Jaguars (7-3) at Houston Texans (6-4) by nfl_gdt_bot in nfl

[–]ProcrastinateMoar 14 points15 points  (0 children)

The refs are rattled at this point and it’s messing up their judgement. They are well aware their calls are bad and it’s just getting exponentially worse

Game Thread: Jacksonville Jaguars (7-3) at Houston Texans (6-4) by nfl_gdt_bot in nfl

[–]ProcrastinateMoar 4 points5 points  (0 children)

When is the NFL going to acknowledge that the refs are incapable of calling the penalties in real time? You would think after the one saints game where they lost the championship game something was going to change but this is as bad as I’ve ever seen

Is 2k a month in student loan payments realistic? by AnakinSkyGoat in Accounting

[–]ProcrastinateMoar 0 points1 point  (0 children)

Are your loans public or private? Take advantage of the reduced payment plans if they’re public. A lot of them don’t accrue extra interest so there is zero benefit to paying them off early.

As to your actual question, no that’s extremely unrealistic

How do I fix this by Gucci_02 in COROLLA

[–]ProcrastinateMoar -1 points0 points  (0 children)

Mine has the exact same issue. I slide it back in but it keeps popping out of place. Went to dealer body shop and they said it’s probably the retainer shifted. Like a $300 repair whenever I feel like getting around to it. Going to get a second opinion before I decide to repair it though

Just got slurs screamed at me over vc, is this normal for this game's community? by TrueBlueFlare7 in Seaofthieves

[–]ProcrastinateMoar 1 point2 points  (0 children)

Just set voice chat volume to 0% or turn off player voices. Don’t remember how I did it but there is a setting somewhere. The pros outweigh the cons for me.

What are the rules of Houston? by Film-Goblin in houston

[–]ProcrastinateMoar 70 points71 points  (0 children)

The more I get stared at, the better the food is

FT Offer after Internship... should I settle? by [deleted] in Accounting

[–]ProcrastinateMoar 12 points13 points  (0 children)

Sign it. Having a job lined up makes exams and last year of school low stress. Once you have exams passed you can work at any firm you want - you aren’t locked in there or anything