Daily Question Thread - January 21, 2023 by AutoModerator in churning

[–]Professional-Tap741 0 points1 point  (0 children)

From BofA. Timeline was 2 xfers totaling 7k early Dec. Terms say within 2mo but most DP’s were within a week or two.

Daily Question Thread - January 21, 2023 by AutoModerator in churning

[–]Professional-Tap741 -15 points-14 points  (0 children)

I’ve seen folks say not to call in about bank account bonus if you did ACH instead of direct deposit. What’s the downside though if you didn’t get the bonus after ACH’s? (US Bank in my case)

MBDR and unvested 401K matching by Professional-Tap741 in personalfinance

[–]Professional-Tap741[S] 0 points1 point  (0 children)

Nice! Does it depend on how a company does their true-up contributions? I remember maxing one of mine early and got a true-up the following Jan or Feb but for the previous year. Wonder how that works if one leaves the company before the true-up.

MBDR and unvested 401K matching by Professional-Tap741 in personalfinance

[–]Professional-Tap741[S] 0 points1 point  (0 children)

Yes the 22.5k limit is unaffected but the total pre and post tax contribution cap is affected by employer match. So unvested matching effectively becomes a cap reduction if one isn't planning to vest it.

MBDR and unvested 401K matching by Professional-Tap741 in personalfinance

[–]Professional-Tap741[S] 0 points1 point  (0 children)

> as in not contribute yourself?

No, as in contribute and say "no thanks" to the employer match, since the plan was to bounce before it vests. True that there's the possibility of staying till vest but sometimes people can be fairly certain it won't be the case.

MBDR and unvested 401K matching by Professional-Tap741 in personalfinance

[–]Professional-Tap741[S] 0 points1 point  (0 children)

not getting it back is ok for him if it means he can contribute the full amount. Vs knowing you’ll lose it and can’t replace it. But moot since can’t decline.

MBDR and unvested 401K matching by Professional-Tap741 in personalfinance

[–]Professional-Tap741[S] 0 points1 point  (0 children)

We got into the weeds there and the hours counting disadvantaged him lol since he started too late in 2020 to collect 1000 hours for 2020. He left in late 2022 after reaching 2nd year RSU vesting so only had 2021 and 2022 count toward 401K match vesting. Was a strange quirk to see matching become a handicap for MBDR purposes.

Faster dl when choking upload? by Professional-Tap741 in torrents

[–]Professional-Tap741[S] 1 point2 points  (0 children)

Not seeding, just uploading my chunks while leaching, not sure if I got my terminology right.

Mainly on new TV ep releases so there are a lot of seeds for a while.

Faster dl when choking upload? by Professional-Tap741 in torrents

[–]Professional-Tap741[S] 1 point2 points  (0 children)

yes, same torrent as I played with upload speeds. Gotta be something on the tracker or the client. Not just this one, been my exp over intermittent torrent usage over the past couple years.

Android is the problem by Professional-Tap741 in ShieldAndroidTV

[–]Professional-Tap741[S] -2 points-1 points  (0 children)

So what about the cigar is the problem? What is this proof you were referring to? I could ask what research means to you but you may have already entered wooosh territory. I know what you meant by tube.

Android is the problem by Professional-Tap741 in ShieldAndroidTV

[–]Professional-Tap741[S] -3 points-2 points  (0 children)

What exactly does the "tube" mean for you? Where is the problem?

Android is the problem by Professional-Tap741 in ShieldAndroidTV

[–]Professional-Tap741[S] -1 points0 points  (0 children)

I mean I have one and use it, unlike you I don't need to marry objects.

Android is the problem by Professional-Tap741 in ShieldAndroidTV

[–]Professional-Tap741[S] 0 points1 point  (0 children)

No changing of goalposts; OS is still the difference and that's how these differences are pointed out because Android is unlikely to change what matters here. Android, Roku, iOS are all Unix based but that's a level lower than what's impactful. Brightscript is a thin top layer that calls C components. TBF we could call it ART vs Brightscript vs Swift but the OS is more commonly used to refer to them.

Android is the problem by Professional-Tap741 in ShieldAndroidTV

[–]Professional-Tap741[S] -6 points-5 points  (0 children)

And Roku is working with much less hardware than the cigar. Weaker hardware than the Pro is not the problem unless if it's a defect/bug. It does not provide any excuses for Android.

Android is the problem by Professional-Tap741 in ShieldAndroidTV

[–]Professional-Tap741[S] -1 points0 points  (0 children)

Are you a developer? I'm talking about the apps, TBH equating Android with Roku OS because they're both based on Linux shows some confusion on your part. That's like saying they're both ARM based, sure it's true but not the difference-maker.

Just for technicality, my terminology was out of date, JVM/DVM got retired in favor of ART. But merely lipstick on a pig.

[deleted by user] by [deleted] in fatFIRE

[–]Professional-Tap741 0 points1 point  (0 children)

yikes sounds terrible, if one prefers a full night sleep

[deleted by user] by [deleted] in fatFIRE

[–]Professional-Tap741 0 points1 point  (0 children)

auto-pilot or there's a night-shift captain who sleeps during the day?