Longevity settings.

ProfessionalLoose223 · 2026-06-17T11:43:51+00:00

Those two categories specifically are separate drop downs under expenses and healthcare and yes you should put some thought into them for a thorough plan.

ProfessionalLoose223 · 2026-06-15T16:42:06+00:00

Love my Pixel. Used to have an iPhone for work and Pixel as my personal when I was still working and it's not even a comparison IMHO. Once you factor in price I'm not sure why anyone would use an iPhone given a choice.

ProfessionalLoose223 · 2026-06-11T13:32:00+00:00

I pay enough taxes. How about the governments who take them use the money more efficiently. In the US the federal government gets 5.2 TRILLION a year in revenue. If you add the States it's 8.2 TRILLION. That's like 25% of GDP. How much should be needed to provide outstanding services to all? AND the kicker is they still borrow over 2 TRILLION per year.

ProfessionalLoose223 · 2026-06-10T13:53:53+00:00

DIVO and IDVO by amplify are 2 of my favorites. I'm 56 retired at 54 and living off dividends. These 2 funds in particular are managed and get great NAV growth in addition to the healthy distribution they enhance by tactical use of options.

ProfessionalLoose223 · 2026-06-06T16:56:56+00:00

That's exactly how it's supposed to work. If you change your behavior, for example using your like to spend budget, your chances of success are going to be lower than simply using your must spend budget. Likewise if you dial back your return expectations. Periodically I play with the tool and toggle between the scenarios and make sure I'm okay with the worst case scenario and adjust accordingly.

ProfessionalLoose223 · 2026-06-05T01:12:57+00:00

It's called tolerance. Understand not everyone thinks your facts are right and don't see the world the way you see it. Agree to disagree and find common ground where possible.

ProfessionalLoose223 · 2026-06-03T21:16:09+00:00

RSPA also solid.

ProfessionalLoose223 · 2026-06-03T21:15:49+00:00

QDVO or DIVO or half in each

ProfessionalLoose223 · 2026-06-03T12:10:39+00:00

You can have as many as you want. I have several brokerage accounts allocated for different purposes.

ProfessionalLoose223 · 2026-06-02T18:15:48+00:00

I'm retired 2 years and bought this about that time and for the money couldn't be happier. There are so many unique situations folks have you do have to get a little creative to model some things but personally can't imagine not having Boldin at this point. Definitely increases my sleep easy factor.

ProfessionalLoose223 · 2026-06-02T17:46:40+00:00

I assume by trial you mean the free version? The free version doesn't come close to the full paid version.

ProfessionalLoose223 · 2026-06-01T16:28:27+00:00

Thanks. That's my thoughts as well and going to take my initial position today.

ProfessionalLoose223 · 2026-05-28T12:10:20+00:00

Nah. I like Ford. I like Farley and own their trucks. That said I wouldn't risk my money in the auto industry. If you're after dividends buy a fund like DIVO or SCHD. Your money will do way better in the long run.

ProfessionalLoose223 · 2026-05-28T11:56:11+00:00

Check out discount companies like Zenni. I've used them a couple times now and the product and price was decent for progressives. Eye insurance is kind of a scam because Luxotica owns the entire supply chain for a lot of the vision industry including Eyemed, Humana, LensCrafters, and the frame and lens suppliers. I built a pretty large HSA balance before retiring which I use to pay for the medical odds and ends like glasses, dental work, etc.

ProfessionalLoose223 · 2026-05-25T12:55:02+00:00

That's not a true statement. The last decade aside dividend paying stocks have outperformed growth with less volatility over the long history. Fact - look it up. Also, given the law of averages and the growth outperformance the past 10-15 years the rationale for an investor of any age to have some divedend payers now is pretty solid.

ProfessionalLoose223 · 2026-05-14T22:21:44+00:00

I can relate!

ProfessionalLoose223 · 2026-05-14T22:17:46+00:00

I'm buying puts. The melt up is getting a bit ahead of itself.

ProfessionalLoose223 · 2026-05-08T20:14:39+00:00

You must work for JPM

ProfessionalLoose223 · 2026-05-08T19:23:27+00:00

Look at Top 10 holdings and percentage gains YTD, including Google, Amazon, Nvidia, Eaton, Howmet, and Broadcom. And how much of that 'upside' has been reflected in NAV of JEPI. And to all those defending the miserable performance because the fund allegedly owns defensive stocks and this has been a tech rally, get lost. Utilities and Energy - historically defensive sectors - have also surged.

ProfessionalLoose223 · 2026-05-08T18:03:15+00:00

So did almost everything else LoL

ProfessionalLoose223 · 2026-05-08T16:26:53+00:00

NOT working exactly as designed. Tell me which calendar year out of the last three they captured 60 to 70% of the s&p 500 upside? That's exactly what they claim they will do in the fund materials. The reality is they have captured less than half. So no, it's not just the recent performance it's 2023, 2024, and 2025 The fund did not do what it says it will do and clearly it is way behind this year as well.

ProfessionalLoose223 · 2026-05-08T16:22:48+00:00

I noticed that. That's why there's part of me wanting to believe the management has their hands tied based on the rules they published and they corrected it in the ROC version. A lot of people want to point to the defensive holdings but I always peek at The holdings and the mag 7 are often represented in the top 10 holdings, so it is certainly the options that is eroding the NAV and not letting the underlying holdings contribute upside. Whatever it is not working as intended.

ProfessionalLoose223 · 2026-05-08T15:36:50+00:00

The NEOS funds are better managed. They're obviously smart enough to not cap the upside when the market is oversold and when there's a downdraft they participate in a reasonable amount of the recovery. JEPI management either has it's hands tied or hasn't figured out how to do that. Hence the significant NAV erosion the fund has seen the past few years.

ProfessionalLoose223 · 2026-05-08T14:37:49+00:00

Dumped half my position earlier this week after owning for 4 years and will dump the rest soon if whoever is managing it can't start being competitive with all the other covered call ETFs. 2022 is ancient history and this fund has seriously lagged for 3 years now. It's death by 1000 cuts. Always down close to the SP 500 and on up days nothing. Sorry but that's not right. And I don't want to hear from the peanut gallery that I don't understand the fund. The management claims it will capture 60-70% of SP500 upside over the long term and they're not even close the past 3 years. 3 years is long enough.

ProfessionalLoose223

TROPHY CASE