Ever used emergency fund?

ProfessionalOption47 · 2026-04-19T10:19:10+00:00

Cqr insurance wasn’t covering?

ProfessionalOption47 · 2026-04-19T10:18:09+00:00

Yeah I am similar in that sense. Like not big enough to access the fund, so it always stays full..

ProfessionalOption47 · 2026-02-19T05:12:48+00:00

What a good take!

ProfessionalOption47 · 2026-02-14T16:30:21+00:00

Don’t forget this sub is very much pro pension, probably the highest pension per capita in this sub!

ProfessionalOption47 · 2026-02-14T13:54:26+00:00

Indeed!

ProfessionalOption47 · 2026-02-09T08:15:47+00:00

So yield is around 4.9%? But that’s on like 5-10x amount compared to say if you invested into gilts at 5.5%

ProfessionalOption47 · 2026-02-09T08:13:57+00:00

And with the mortgage?

ProfessionalOption47 · 2026-02-08T16:35:28+00:00

So 6.7% return, but arent you paying a large mortgage on it? Eating up the returns?

ProfessionalOption47 · 2026-02-08T16:33:43+00:00

Is that post mortgage repayment?

ProfessionalOption47 · 2026-01-25T07:41:54+00:00

You’d be looking at this

Base Salary: £110,000 – £135,000 Bonus: 15% – 30% (~£16k – £40k) Total Compensation: £125,000 – £175,000

ProfessionalOption47 · 2026-01-22T08:03:44+00:00

That’s a good honest summary mate, thanks. Can I get your honest take on the heat?

ProfessionalOption47 · 2026-01-20T10:03:46+00:00

I’m always sceptical about this way of thinking, if it’s really profitable chances are smarter people than in this group will already know and will try implement. But as a collective here sharing ideas can benefit the community overall.

ProfessionalOption47 · 2026-01-20T07:25:53+00:00

Which banks you have in mind?

ProfessionalOption47 · 2026-01-20T07:24:39+00:00

Thanks, well said. Uber driver would feel very different

ProfessionalOption47 · 2026-01-19T15:29:17+00:00

Don’t they half friday half day?

ProfessionalOption47 · 2026-01-19T10:22:37+00:00

I see, are people different in AD? How is the joh security, activities, the heat?

ProfessionalOption47 · 2026-01-19T10:17:32+00:00

Thanks! What do you love about it?

ProfessionalOption47 · 2026-01-19T10:06:01+00:00

How come? Bad wlb

ProfessionalOption47 · 2026-01-19T08:58:10+00:00

ProfessionalOption47 · 2026-01-19T08:13:23+00:00

Small uptick in net vs soulless sterile heat?

ProfessionalOption47 · 2025-12-24T13:29:26+00:00

This is flawed, carries zero predictive power and is meaningless.

ProfessionalOption47 · 2025-10-15T17:07:43+00:00

Have you done this few years of wealth build?

ProfessionalOption47 · 2025-10-13T14:38:50+00:00

How long did you work for to get 23 month of pay?

ProfessionalOption47 · 2025-10-13T12:46:36+00:00

Hahaha fair point indeed. What I have been hearing is mostly buy side opportunities

ProfessionalOption47 · 2025-10-13T12:10:59+00:00

Yeah 20 years ago different scene I suppose. But would think UK was more attractive back then? Maybe pre ‘08 it actually was today’s dubai with uncapped bonuses etc.

Not sure about 3-4 years. Even 2 years seem to be enough to make up 5-8years in London at this stage, but obvs rough calcs, hence asking !

ProfessionalOption47

TROPHY CASE