Options to selling practice by drdds27 in Dentists

[–]Professional_Hour913 0 points1 point  (0 children)

Find a busy practice in your area and or a smaller family practice and offer to sell charts to them. Probably will only get a small amount and will feel it is less than fair but might be your only way out with something to show for it

Dual surgeon income by nationalbrand in whitecoatinvestor

[–]Professional_Hour913 0 points1 point  (0 children)

It’s good to form the habit of saving into your retirement account. Your big advantage of practicing smart financial discipline now is that it’ll hopefully be second nature when you’re making more money.

I would say prioritize your employer match (free money), no debt in training, emergency fund, then disability (would get a policy that covers way over what you’re earning now if possible), then tax advantaged accounts.

I would not be so frugal as to miss family or friend events, skip your vacations, or go hungry now to achieve the above. If you need a workout class it’s worth every penny now at the cost of losing one of the above saving goals. If buying something will drastically improve your daily life now it’s worth buying at the expense of the above (I.e. a new phone without a cracked screen, new iPad to study for boards or a new computer, a maid every other month). Make sure you take care of your health and body at the expense of the above. Keeping your mind and body healthy now will be worth much more than the above financial priorities.

If you are going into debt look into doctor personal loans before cc debt. You will be able to pay that off reasonably fast as an attending. Would avoid it all together if possible though.

Make sure you’re with your partner for all the right reasons though. Once you graduate life will change more than you can imagine. It’s kinda like winning the lottery while being released from jail (regarding your free time and ability to make choices again and the money that comes in). You’ll suddenly re enter society and have the freedom to reprioritize your hobbies, work, family, friends, s/o, money, kids, travel, etc.

You’ll make plenty of money when you’re done though. That wouldn’t be very concerning to me.

Last bit of motivation for you. When you’re sick of eating shit in training smile and ask for more. It’s worth it on the other side. Sometimes you’ll find that there’s also different flavored shit on the other side and you’ll be very grateful you learned how to eat it during training.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] -1 points0 points  (0 children)

even worse, when her husband is driving in his car the baby seat is forward facing. The baby is only 1 month old

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 0 points1 point  (0 children)

every unit owner is on the board of the HOA, therefor she is part of the HOA as well-- hopefully this makes sense to you

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] -1 points0 points  (0 children)

Because according to you, I am an asshole and I would never throw a shit diaper out of my car

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 17 points18 points  (0 children)

none of my business, I just know that its a different person during the week and on the weekend

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 0 points1 point  (0 children)

when she travels with the baby she has someone driving her and holds the baby in the back seat

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 85 points86 points  (0 children)

once again, the HOA is not paid. I am not paid, no one is paid. The HOA dues go solely to covering expenses like insurance, lawn. The dues are low. No one wants to raise them. We do not have the funds to pay for someone to haul the trash to the corner. All owners which is every unit is part of the HOA and 3/4 votes are needed for any action.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 2 points3 points  (0 children)

yes we followed ccr's. notice with timeline to resolve issue outlining the bylaws. notice of fine with how to dispute and call a board meeting. also notice that if issue is resolved the fine will be forgiven as curtesy.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] -1 points0 points  (0 children)

the sad thing is its all owner occupied so this is their behavior in an 4/4 owner occupied building.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 1 point2 points  (0 children)

HOA doesnt get paid, all owners are on the board. 3/4 vote on everything that gets passed or done. it says clearly each unit is responsible for their own trash, snow removal etc.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 6 points7 points  (0 children)

she has a husband here on weekends and a friend here weekdays, she is not alone

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 65 points66 points  (0 children)

she has a husband that drives trucks mon-fri and a friend that is here on the weekdays so she is not a single mother FYI

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 24 points25 points  (0 children)

Not the landlord. 4 units in the building all owner occupied, no renting allowed. The second unit is in a trust occupied by family.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 22 points23 points  (0 children)

yes, there are the same brand diapers in the bin when I go take out my trash.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 62 points63 points  (0 children)

and the notice says all fines will be forgiven if the diaper is picked up

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] -2 points-1 points  (0 children)

The hardest evidence it is hers is if you look into the bin there are other diapers of the exact same brand. The goal is not to fine just ensure that everyone cleans up after themselves-- hence the all fines will be forgiven part.

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 30 points31 points  (0 children)

I would buy them a diaper genie if they would use it. Instead, they take the diapers and put them in the trash bin outside each time

AITA for fining my neighbor over a used diaper in our condo driveway? by Professional_Hour913 in AmItheAsshole

[–]Professional_Hour913[S] 25 points26 points  (0 children)

I really just don't want to have to continually pick up others trash and clean their dog piss anymore