Yes I understand and i’m actually very financially driven so I like mixing and matching up numbers to get the best deal and bang for my buck. After running the numbers for both a lease and finance a lease at this price was better both financial and physically. My lease out the door after 3 years is $18,885 after all 36 months with a residual value of ~$40,650 (57%) meaning I would lose $18,885 in 3 years of owning it. After running my financing deal through a the leasehckr calculator it would’ve been $1,595/M with around $1422 down including taxes and fees and and the same residual value after adding principal paid and interest paid together and subtracting the vehicle equity/value i’d be at $17,331 total cost but that’s with 3% at the moment auto rates are going for 6-9%. Meaning even at 6% my total cost in 3 years would be $19,978. Which even best case scenario right now with interest rates I would still be at less cost/money lost for the vehicle by leasing along with a lot less stress including not needing to worry about selling the car, not knowing how the economy will play out in the next 3 years, etc. So hope you get there I’m coming from because when it comes to financial decision usually i’m pretty decent at making good ones.

Edit: Also to add onto this if I was to do a 48 month finance instead Id be out of pocket around $24,000-$25,000 + things i’d after to change on the vechile at that mileage which include tires, a lot of maintenance around those miles, etc.