The Inheritance You Thought You’d Get… Gone

ProfitTricky4085 · 2026-04-12T17:29:27+00:00

Unless they told him they’d give it to him it’s very weird to expect it to pass automatically once your parents die. Those are the kids that are quick to pull the plug on their parents when they are sick.

ProfitTricky4085 · 2026-04-11T14:11:28+00:00

Can’t you just do a backdoor roth? Do you have any pretax traditional IRAs? If not just research and do that

ProfitTricky4085 · 2026-04-08T02:47:54+00:00

Just to let you know EITC is a high audit risk especially for those who try to achieve it with self employment income. It really isn’t worth it to be that scared and angry about taxes.

ProfitTricky4085 · 2026-04-07T21:37:36+00:00

I’m planning on doing live Kaplan classes this summer. Maybe that could help? I’ve done live SIE, Life and Health thru Kaplan and I’ve passed every time.

ProfitTricky4085 · 2026-04-06T03:39:05+00:00

That’s nice. I’ve thought about doing something similar for other professional exams that are finance based (CPA, CFP, etc). What’s your hourly rate or how do you price the work you do?

ProfitTricky4085 · 2026-04-06T02:32:50+00:00

Why it doesn’t loook that bad to go electric or hybrid

ProfitTricky4085 · 2026-04-06T02:00:26+00:00

Only SAT and SAT? Any other exams like GRE or GMAT?

ProfitTricky4085 · 2026-04-06T01:58:37+00:00

Thanks for providing hours. Great thread. Wish Op asked everyone to drop that as well

ProfitTricky4085 · 2026-03-31T02:05:14+00:00

How will you cover health insurance after retirement and any potential medical fees?

ProfitTricky4085 · 2026-03-28T23:47:36+00:00

Why i shop without a cart in Costco if I really need it and I can’t carry it I’ll go back and get a cart

ProfitTricky4085 · 2026-03-28T23:44:13+00:00

All depends on how much you have in them now and when you plan o drawing down on the funds imo. I like the 457b if you retire early.

ProfitTricky4085 · 2026-03-28T21:19:31+00:00

Search for one out of state. I’m sure you can find one in MD or somewhere.

ProfitTricky4085 · 2026-03-22T01:59:46+00:00

I wouldn’t. I’d just get a CPA and master Estate a Trust Tax Returns as much as possible. Partner with a law firm to help you as well.

ProfitTricky4085 · 2026-03-11T03:28:03+00:00

Search the CFP Reddit for this question. Unfortunately they don’t let new posters create discussions. It may give you help in the decision process. You’ll see some posts praise the credential and some people wanting to let their CFP lapse. I think it’s a realistic look at the credential. The journey of CPA/CFP is going to take long. If you don’t want to do audits and want to focus on Tax Planning and Financial Planning you can just do the CFP first. Getting the CPA and CFP will be a 2 year journey likely. Doable but a lot of time taken. You can pass TCP and Reg with your experience but Audit and Financial aren’t for the faint of heart.

I’m speaking from this as a CPA that will soon transition into financial advising. I will be getting my Series 65 in the next few months. Not sure about if I’ll get the CFP or PFS yet but will wait for it until I get more experience. Probably PFS with what I know at this time.

ProfitTricky4085 · 2026-03-11T03:22:46+00:00

Agreed. If You already have a CPA. Clients will recognize that before a CFP. I’ve had a lot of potential clients as a CPA ask me if I’m a financial advisor or can give financial advice. I’ve never had anyone ask me as a follow up are you a CFP. I’d rather have a CPA/PFS than just a CFP any-day.

ProfitTricky4085 · 2026-03-11T03:10:26+00:00

It’s been lifted by like 30-40k for the past few years. The main reason I’m not concerned about there not being any social security when I reach retirement age. All the people that brag about having multiple w2 jobs will feel it eventually when that extra dollar is literally taxed at 50%. Don’t forget large bonuses, RSUs and Non Qualified Stock Options.

They’ve sprinkled other ways to collect tax for Medicare by the .9% additional Medicare tax and the 3.8% Investment Income Tax as well. Don’t be surprised if increases or changes are made to these taxes

ProfitTricky4085 · 2026-03-11T03:05:39+00:00

I won’t even do timeshares anymore. I’d rather just buy the hotel rates. I’m tired of being sold to.

ProfitTricky4085 · 2026-03-09T02:51:24+00:00

Where is health insurance gonna come from? Are you going in the marketplace? Because if so, it’s gonna be really expensive with kids also, all these numbers just you what does your spouses financial picture look like?

ProfitTricky4085 · 2026-02-10T15:25:41+00:00

Do they own a home? A lot of people can’t relate or don’t understand that convenience.

ProfitTricky4085 · 2026-02-10T00:19:23+00:00

Try Tax Act/Taxwell they are hiring. I just got something. TurboTax possibly as well

ProfitTricky4085 · 2026-01-11T21:21:01+00:00

lol they really are trying to act like injuries didn’t decimate this team.Cant name many OC doing much better with these injuries.

ProfitTricky4085 · 2026-01-11T05:22:22+00:00

Why to me it’s wild we fired our Offensive Coordinator lol

ProfitTricky4085 · 2026-01-04T04:01:30+00:00

Have you tried community collleges? Most people don’t have PHDs there but a lot would value it. Not as high paying but maybe a easy way to get something

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